Bergen County and Waldwick Borough property record for 188 Summit Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,165 sqft · built 1981 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,383 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00054-0000-00019 |
| Primary APN | 64-00054-0000-00019 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,165 sqft Living Area |
| 1st Floor Area | 1,165 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 188 SUMMIT AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X100 |
| Legal Subdivision | RIDGEWALD HLNDS |
| Legal Block | 54 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records · APN 64-00054-0000-00019
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 SUMMIT AVE, WALDWICK, NJ 07463-2136 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 04, 2022 | Deed of Trust, Mortgage · Commercial Mortgage AMBOY BANK |
| Nov 05, 2021 | Deed of Trust, Mortgage · Commercial Mortgage AMBOY BANK |
| Nov 05, 2021 | Deed of Trust, Mortgage · Commercial Mortgage AMBOY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 188 SUMMIT AVE, WALDWICK, NJ 07463-2136 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | CENTERRE TITLE SERVICES LIMITED, CTS |
| Name | Verified Name |
|---|
| Document Number | 0047631654 |
|---|---|
| Date | Aug 04, 2022 |
| Book Page | 4763/1654 |
| Instrument | 2022077616 |
| Name | AMBOY BANK |
|---|---|
| Type | Bank |
| Address | OLD BRIDGE, NJ 08857 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 188 SUMMIT AVE, WALDWICK, NJ 07463-2136 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044441346 |
|---|---|
| Date | Nov 05, 2021 |
| Book Page | 4444/1346 |
| Instrument | 2021165845 |
| Name | AMBOY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 188 SUMMIT AVE, WALDWICK, NJ 07463-2136 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044441314 |
|---|---|
| Date | Nov 05, 2021 |
| Book Page | 4444/1314 |
| Instrument | 2021165842 |
| Name | AMBOY BANK |
|---|---|
| Type | Bank |
| Address | OLD BRIDGE, NJ 08857 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452,400 (-) Land $243,000 Building $209,400 | $452,400 (-) Land $243,000 Building $209,400 | |
| 2025 | $10,383.00 (+3.66%) | $452,400 (+31.17%) Land $243,000 Building $209,400 | $452,400 (+31.17%) Land $243,000 Building $209,400 |
| 2024 | $10,016.00 (+1.98%) | ||
| 2023 | $344,900 Land $198,000 Building $146,900 | $344,900 Land $198,000 Building $146,900 | |
| 2022 | $9,822.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Based on FCC filings for 146 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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