172 Summit Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 172 Summit Ave, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	988 sqft · built 1960
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Apr 1995)
Tax Bill	$9,680 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`64-00054-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`64-00054-0000-00003`
Alternative APN	`640005400003`

Interior

Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	172 SUMMIT AVE
City	WALDWICK
State	NJ
Zip	07463-2136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X100 2 LT
Legal Block	54
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	2
Census Block	2006
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 SUMMIT AVE, WALDWICK, NJ 07463-2136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 1995 · Amount on Record
Deed Sale	Apr 4, 1995 · Amount on Record
Deed Book / Page	7777 / 970
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	172 SUMMIT AVE, WALDWICK, NJ 07463-2136
Document Number	0032001321
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 SUMMIT AVE WALDWICK NJ 074632136, WALDWICK, NJ 07463-2136

Mortgage

Document Number	0032001321
Date	Mar 15, 2019
Book Page	003200/001321
Instrument	17161

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,800 (-) Land $256,500 Building $165,300	$421,800 (-) Land $256,500 Building $165,300
2025	$9,680.00 (+3.66%)	$421,800 (+42.5%) Land $256,500 Building $165,300	$421,800 (+42.5%) Land $256,500 Building $165,300
2024	$9,338.00 (+10.77%)
2023		$296,000 Land $209,000 Building $87,000	$296,000 Land $209,000 Building $87,000
2022	$8,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300