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176 Summit Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 176 Summit Ave, Waldwick, NJ 07463 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,536 sqft · built 1960
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Jan 2024)
Tax Bill$14,316 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN64-00054-0000-00007

Property Details

APN / Parcel Number

Primary APN64-00054-0000-00007
Alternative APNs
  • 640005400007
  • 001268

Interior

Stories1 Story
Building Area1,536 sqft Living Area
1st Floor Area1,536 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Account Number001268
Street Address176 SUMMIT AVE
CityWALDWICK
StateNJ
Zip07463-2136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50X100 2 LT
Legal SubdivisionRIDGEWALD HLNDS
Legal Block54
Legal Lot Number7
JurisdictionBERGEN NJ
Township / Civil DivisionWALDWICK
Census Block Group2
Census Block2006
Census Tract56100

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00054-0000-00007

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address176 SUMMIT AVE, WALDWICK, NJ 07463-2136
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2024Deed, Transfer · Conventional Mortgage
METRO CITY BANK
Jun 08, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 23, 2024 · Amount on Record
Deed SaleJan 23, 2024 · Amount on Record
Deed Document Number20244600
Deed Book / Page5165 / 27
Record UpdatedSep 20, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 23, 2024
Property Address176 SUMMIT AVE, WALDWICK, NJ 07463-2136
Document Number0051650027
Book / Page5165 / 27
Instrument DateDec 15, 2023
Instrument2024004600
Transaction TypeTransfer
Record UpdatedMar 06, 2024
Title CompanyEVERGREEN LAND TITLE SERVICES INC, EVERGREEN LAND TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,670.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1045 WOODSIA WAY # WAY1023-3, WAY1023-3, OAK ISLAND, NC 28461-7746

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 SUMMIT AVE, WALDWICK, NJ 07463-2136
InvestorPossibly a Property Investor

Mortgage

Document Number2024004601
DateJan 23, 2024
Instrument2024004601
Lender
NameMETRO CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054
Interest
Rate TypeAdjustable Rate
Rate7.37%
Type Change DateJan 01, 2029
Change FrequencyAnnually
Min Rate At Change7.12%
Max Rate At Change9.37%
Index1-Year T-Bill
Max Rate13.3%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address176 SUMMIT AVE, WALDWICK, NJ 07463-2136
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026312268
DateJun 08, 2017
Book Page02631/2268
Instrument17-043854
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2032

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityWaldwick Borough
Unified School DistrictWaldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$623,800 (-) Land $270,000 Building $353,800$623,800 (-) Land $270,000 Building $353,800
2025$14,316.00 (+3.66%)$623,800 (+76.21%) Land $270,000 Building $353,800$623,800 (+76.21%) Land $270,000 Building $353,800
2024$13,810.00 (+36.99%)
2023$354,000 (-) Land $220,000 Building $134,000$354,000 (-) Land $220,000 Building $134,000
2022$10,081.00 (+1.93%)$354,000 Land $220,000 Building $134,000$354,000 Land $220,000 Building $134,000
2021$9,890.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030561002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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