190 Ridgeway Dr, Lolo, MT 59847 Property Records

Missoula County property record for 190 Ridgeway Dr, Lolo, MT 59847

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,760 sqft · built 1976
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on Record
Tax Bill	$3,306 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0448521`

Property Details

APN / Parcel Number

Primary APN	`R0448521`
Alternative APNs	`04-2092-27-3-21-14-0000` `0000392153` `0392153`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,040 sqft
Basement Area	960 sqft
Finished Basement	720 sqft
Unfinished Basement	240 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	8,581 sqft (0.197 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	0000392153
Street Address	190 RIDGEWAY DR
City	LOLO
State	MT
Zip	59847-9543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	WEST VIEW # 1, S27, T12 N, R20 W, BLOCK 9, LOT 4
Legal Subdivision	WEST VIEW # 1
Legal Block	9
Legal Lot Number	4
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	2
Census Block	2013
Census Tract	1502

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	190 RIDGEWAY DR, LOLO, MT 59847-9543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MORTGAGE II INC
Dec 8, 2025	Warranty Deed, Transfer
Dec 8, 2025	Intrafamily Transfer, Transfer
May 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 8, 2025
Transfer Doc	0011220524
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Recording Date	Oct 9, 2026
Property Address	190 RIDGEWAY DR, LOLO, MT 59847-9543
Document Number	0000016339
Book / Page	1134 / 1202
Instrument Date	Oct 5, 2026
Instrument	202616339
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 RIDGEWAY DR, LOLO, MT 59847-9543

Mortgage

Document Number	0000016339,
Date	Oct 9, 2026
Book Page	1134/1202
Instrument	202616339

Lender

Name	FIRST CLASS MORTGAGE II INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Dec 8, 2025
Property Address	190 RIDGEWAY DR, LOLO, MT 59847-9543
Document Number	0011220524
Book / Page	1122 / 524
Map Reference	MB 10 PG 1
Instrument Date	Dec 8, 2025
Instrument	202520136
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 RIDGEWAY DR, LOLO, MT 59847-9543

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MISSOULA MT
Recording Date	Dec 8, 2025
Property Address	190 RIDGEWAY DR, LOLO, MT 59847-9543
Document Number	0011220477
Book / Page	1122 / 477
Map Reference	MB 10 PG 1
Instrument Date	Dec 8, 2025
Instrument	202520089
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 RIDGEWAY DR, LOLO, MT 59847-9543

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MISSOULA MT
Recording Date	May 1, 2018
Property Address	190 RIDGEWAY DR, LOLO, MT 59847-9543
Document Number	0009960021
Book / Page	000996 / 000021
Instrument Date	Apr 30, 2018
Instrument	6805
Transaction Type	Transfer
Record Updated	May 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 RIDGEWAY DR LOLO MT 598479543, LOLO, MT 59847-9543

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Lolo Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,000 (-) Land $116,057 Building $313,943	$430,000 (-) Land $116,057 Building $313,943
2025	$3,306.00 (-21.94%)	$430,000 (+13.16%) Land $116,057 Building $313,943	$430,000 (+13.16%) Land $116,057 Building $313,943
2024	$4,235.00 (-1.79%)
2023	$4,312.00	$380,000	$380,000 Land $90,560 Building $289,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 71% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOLO WATER AND SEWER DIST serves 3,315 people · EPA ID MT0000278
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rocky Mountain Internet, Verizon.

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