197 Ridgeway Dr, Lolo, MT 59847 Property Records

Missoula County property record for 197 Ridgeway Dr, Lolo, MT 59847 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1975
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Individual Names on File
Last Sale	$580,545 (Mar 2026)
Tax Bill	$3,386 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`R0459434`

Property Details

APN / Parcel Number

Primary APN	`R0459434`
Alternative APNs	`04-2092-27-3-11-05-0000` `0001320103` `1320103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	1,930 sqft
1st Floor Area	994 sqft
Basement Area	572 sqft
Finished Basement	500 sqft
Unfinished Basement	72 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,235 sqft (0.212 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	0001320103
Street Address	197 RIDGEWAY DR
City	LOLO
State	MT
Zip	59847-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST VIEW # 1, S27, T12 N, R20 W, BLOCK 11, LOT 5
Legal Subdivision	WEST VIEW # 1
Legal Block	11
Legal Lot Number	5
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	2
Census Block	2013
Census Tract	1502

Owner

Source: Missoula County records · APN R0459434

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 RIDGEWAY DR, LOLO, MT 59847-9544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage NBKC BANK
Mar 13, 2024	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Mar 13, 2024
Deed Document Number	20264535
Deed Book / Page	1126 / 598
Record Updated	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Mar 30, 2026
Property Address	197 RIDGEWAY DR, LOLO, MT 59847-9544
Document Number	0011260598
Book / Page	1126 / 598
Instrument Date	Mar 30, 2026
Instrument	202604535
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	197 RIDGEWAY DR, LOLO, MT 59847-9544

Mortgage

Document Number	0202604536
Date	Mar 30, 2026
Instrument	202604536

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Mar 13, 2024
Property Address	197 RIDGEWAY DR, LOLO, MT 59847-9544
Document Number	0010980202
Book / Page	1098 / 202
Instrument Date	Mar 13, 2024
Instrument	202402533
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	INSURED TITLE, INSURED TITLES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PINERIDGE DR, MISSOULA, MT 59803-2457

Tax Assessment & Valuation

Source: Missoula County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Lolo Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,386.00 (-12.78%)	$436,400 (+22.96%) Land $117,880 Building $318,520	$436,400 (+22.96%) Land $117,880 Building $318,520
2024	$3,882.00 (-4.34%)
2023	$4,058.00	$354,900	$354,900 Land $91,919 Building $262,981

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Missoula County (30063C), updated May 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 29% of Montana
Wildfire Likelihood	About 1 in 1,042 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 310 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Centric Integrated Systems	Fixed Wireless (unlicensed)	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Rocky Mountain Internet, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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