181 Ridgeway Dr, Lolo, MT 59847 Property Records

Missoula County property record for 181 Ridgeway Dr, Lolo, MT 59847 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,130 sqft · built 1974
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Individual Names on File
Last Sale	$593,446 (Nov 2025)
Tax Bill	$3,682 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Jul 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R0457011`

Property Details

APN / Parcel Number

Primary APN	`R0457011`
Alternative APNs	`04-2092-27-3-11-01-0000` `0001111002` `1111002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,130 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,330 sqft
Basement Area	1,186 sqft
Finished Basement	800 sqft
Unfinished Basement	386 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,191 sqft (0.211 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	144 sqft
Parking Spaces	2 Parking Spaces
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	0001111002
Street Address	181 RIDGEWAY DR
City	LOLO
State	MT
Zip	59847-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST VIEW # 1, S27, T12 N, R20 W, BLOCK 11, LOT 1
Legal Subdivision	WEST VIEW # 1
Legal Block	11
Legal Lot Number	1
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	2
Census Block	2013
Census Tract	1502

Owner

Source: Missoula County records · APN R0457011

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	181 RIDGEWAY DR, LOLO, MT 59847-9544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2024	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FEDERAL UNION
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Apr 09, 2021	Warranty Deed, Transfer · Conventional Mortgage GOPRIME MORTGAGE INC
Nov 16, 2020	Warranty Deed, Transfer BANK OF ENGLAND
May 15, 2020	Deed of Trust, Mortgage BANK OF ENGLAND
Aug 28, 2018	Warranty Deed, Transfer BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Apr 09, 2021 · Amount on Record
Deed Document Number	202519574
Deed Book / Page	1121 / 1362
Prior Transfer Date	Jun 24, 2010
Prior Transfer Doc	0008611341
Record Updated	Jun 08, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	181 RIDGEWAY DR, LOLO, MT 59847-9544
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011050757
Date	Oct 11, 2024
Book Page	1105/757
Instrument	202412888

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 08, 2039

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	181 RIDGEWAY DR, LOLO, MT 59847-9544
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	MOUNTAIN AMERICA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010901237
Date	Jul 26, 2023
Book Page	1090/1237
Instrument	202308344

Lender

Name	MOUNTAIN AMERICA FEDERAL UNION
Type	Non-Lending Institution
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Jul 01, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Nov 25, 2025
Property Address	181 RIDGEWAY DR, LOLO, MT 59847-9544
Document Number	0011211362
Book / Page	1121 / 1362
Instrument Date	Nov 25, 2025
Instrument	202519574
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	INSURED TITLE, INSURED TITLES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	181 RIDGEWAY DR, LOLO, MT 59847-9544

Mortgage

Document Number	0202519575
Date	Nov 25, 2025
Instrument	202519575

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Apr 09, 2021
Property Address	181 RIDGEWAY DR, LOLO, MT 59847-9544
Document Number	0010530484
Book / Page	1053 / 484
Instrument Date	Apr 05, 2021
Instrument	202109154
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	INSURED TITLE, INSURED TITLES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	181 RIDGEWAY DR, LOLO, MT 59847-9544

Mortgage

Document Number	202109155
Date	Apr 09, 2021
Instrument	202109155

Lender

Name	GOPRIME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Nov 16, 2020
Property Address	181 RIDGEWAY DR, LOLO, MT 59847-9544
Document Number	0010431157
Book / Page	001043 / 001157
Instrument Date	Nov 13, 2020
Instrument	27727
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	TITLE SERVICES, INC.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 RIDGEWAY DR LOLO MT 598479544, LOLO, MT 59847-9544

Mortgage

Document Number	10431158
Date	Nov 16, 2020
Book Page	001043/001158
Instrument	27728

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	181 RIDGEWAY DR, LOLO, MT 59847-9544
Document Number	0010301074
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 RIDGEWAY DR LOLO MT 598479544, LOLO, MT 59847-9544

Mortgage

Document Number	0010301074
Date	May 20, 2020
Book Page	001030/001074
Instrument	9444

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Aug 28, 2018
Property Address	181 RIDGEWAY DR, LOLO, MT 59847-9544
Document Number	0010011097
Book / Page	001001 / 001097
Instrument Date	Jul 24, 2018
Instrument	14881
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 RIDGEWAY DR LOLO MT 598479544, LOLO, MT 59847-9544

Mortgage

Document Number	10011098
Date	Aug 28, 2018
Book Page	001001/001098
Instrument	14882

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

Source: Missoula County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Lolo Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,682.00 (-19.2%)	$467,400 (+13.58%) Land $117,795 Building $349,605	$467,400 (+13.58%) Land $117,795 Building $349,605
2024	$4,557.00 (-1.62%)
2023	$4,632.00	$411,500	$411,500 Land $91,856 Building $319,644

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Missoula County (30063C), updated May 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 29% of Montana
Wildfire Likelihood	About 1 in 1,042 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 310 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Centric Integrated Systems	Fixed Wireless (unlicensed)	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Rocky Mountain Internet, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ridgeway Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures