186 Ridgeway Dr, Lolo, MT 59847 Property Records

Missoula County property record for 186 Ridgeway Dr, Lolo, MT 59847

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,810 sqft · built 1974
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,400 (May 2021)
Tax Bill	$3,960 (2025)
Deeds & Mortgages	Jul 2021 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0457451`

Property Details

APN / Parcel Number

Primary APN	`R0457451`
Alternative APNs	`04-2092-27-3-21-15-0000` `0001150808` `1150808`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,810 sqft Living Area
Gross Area	3,672 sqft
1st Floor Area	1,560 sqft
Basement Area	1,391 sqft
Finished Basement	1,250 sqft
Unfinished Basement	141 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,799 sqft (0.202 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	721 sqft
Parking Spaces	5 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	640 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	0001150808
Street Address	186 RIDGEWAY DR
City	LOLO
State	MT
Zip	59847-9543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	WEST VIEW # 1, S27, T12 N, R20 W, BLOCK 9, LOT 3
Legal Subdivision	WEST VIEW # 1
Legal Block	9
Legal Lot Number	3
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	2
Census Block	2013
Census Tract	1502

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 RIDGEWAY DR, LOLO, MT 59847-9543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Intrafamily Transfer, Transfer
May 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK
May 25, 2017	Warranty Deed, Transfer · FHA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2021 · Amount on Record
Deed Sale	May 12, 2021 · Amount on Record
Prior Sale	May 25, 2017 · Amount on Record
Deed Document Number	202112052
Deed Book / Page	1055 / 582
Last Transfer Date	Jul 3, 2021
Transfer Doc	0010590637
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MISSOULA MT
Recording Date	Jul 19, 2021
Property Address	186 RIDGEWAY DR, LOLO, MT 59847-9543
Document Number	0010590637
Book / Page	1059 / 637
Instrument Date	Jul 3, 2021
Instrument	202117707
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 RIDGEWAY DR, LOLO, MT 59847-9543

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MISSOULA MT
Recording Date	May 12, 2021
Property Address	186 RIDGEWAY DR, LOLO, MT 59847-9543
Document Number	0010550582
Book / Page	1055 / 582
Instrument Date	Apr 30, 2021
Instrument	202112052
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 RIDGEWAY DR, LOLO, MT 59847-9543

Mortgage

Document Number	202112053
Date	May 12, 2021
Instrument	202112053

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	May 25, 2017
Property Address	186 RIDGEWAY DR, LOLO, MT 59847-9543
Document Number	0009790342
Book / Page	979 / 0342
Instrument Date	May 22, 2017
Instrument	201708884
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	INSURED TITLES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 RIDGEWAY DR, LOLO, MT 59847-9543

Mortgage

Document Number	201708885
Date	May 25, 2017
Instrument	201708885

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Lolo Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,300 (-) Land $116,700 Building $378,600	$495,300 (-) Land $116,700 Building $378,600
2025	$3,960.00 (-19.84%)	$495,300 (+10.07%) Land $116,700 Building $378,600	$495,300 (+10.07%) Land $116,700 Building $378,600
2024	$4,940.00 (-1.61%)
2023	$5,021.00	$450,000	$450,000 Land $91,040 Building $358,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 71% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOLO WATER AND SEWER DIST serves 3,315 people · EPA ID MT0000278
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rocky Mountain Internet, Verizon.

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