190 Millstone Dr, Commerce, GA 30530 Property Records

Jackson County property record for 190 Millstone Dr, Commerce, GA 30530 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,356 sqft · built 2002
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on File
Last Sale$324,900 (Aug 2024)
Tax Bill$2,300 (2025)
Deeds & MortgagesMay 2026 Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN020D 009A

Property Details

APN / Parcel Number

Primary APN020D 009A
Alternative APN
  • 21587

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,356 sqft Heated Area
1st Floor Area1,356 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area56,628 sqft (1.3 acres)
Garage TypeAttached
Garage Area440 sqft
PorchSlab
Porch Area127 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number21587
Street Address190 MILLSTONE DR
CityCOMMERCE
StateGA
Zip30530-6998
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLK A MILLSTONE S/D
Legal SubdivisionMILLSTONE S/D
Legal BlockA
Legal Lot Number9
JurisdictionJACKSON GA
Township / Civil DivisionCOMMERCE
Census Block Group3
Census Block3000
Census Tract10300

Owner

Source: Jackson County records · APN 020D 009A

Assessment roll updated February 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address190 MILLSTONE DR, COMMERCE, GA 30530-6998
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Nov 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOUNTAIN VLY CMNTY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2024 · Amount on Record
Deed SaleAug 21, 2024 · Amount on Record
Prior SaleJul 22, 2024 · Amount on Record
Deed Book / Page112F / 645
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Recording DateMay 28, 2026
Property Address190 MILLSTONE DR, COMMERCE, GA 30530-6998
Document Number0120000100
Book / Page120L / 100
Instrument DateMay 28, 2026
Transaction TypeMortgage
Record UpdatedJul 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 MILLSTONE DR, COMMERCE, GA 30530-6998

Mortgage

Document Number0120000100,
DateMay 28, 2026
Book Page120L/100
Lender
NameROCKET MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.3%
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address190 MILLSTONE DR, COMMERCE, GA 30530-6998
Transaction TypeMortgage
Record UpdatedFeb 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 MILLSTONE DR, COMMERCE, GA 30530-6998

Mortgage

Document Number00095L0000000437
DateApr 19, 2021
Book Page000000095L/0000000437
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address190 MILLSTONE DR, COMMERCE, GA 30530-6998
Document Number00092N0171
Instrument DateNov 13, 2020
Transaction TypeMortgage
Record UpdatedDec 07, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 MILLSTONE DR COMMERCE GA 305306998, COMMERCE, GA 30530-6998

Mortgage

Document Number00092N0171
DateNov 13, 2020
Book Page00092N/000171
Lender
NameMOUNTAIN VLY CMNTY BK
TypeBank
AddressJEFFERSON, GA 30549
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 12, 2025

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,300.00 (-1.03%) Homeowner's exemption$91,000 (-) Land $24,000 Building $67,000$227,500 (-) Land $60,000 Building $167,500
2024$2,324.00 (+76.33%) Homeowner's exemption$91,000 (+31.96%) Land $24,000 Building $67,000$227,500 (+31.96%) Land $60,000 Building $167,500
2023$1,318.00 (-22.01%) Homeowner's exemption$68,960 (+18.98%) Land $10,000 Building $58,960$172,400 (+18.98%) Land $25,000 Building $147,400
2022$1,690.00 Homeowner's exemption$57,960 Land $10,000 Building $47,960$144,900 Land $25,000 Building $119,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 38% of the US · above 19% of Georgia
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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