170 Millstone Dr, Commerce, GA 30530 Property Records

Banks County property record for 170 Millstone Dr, Commerce, GA 30530 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,521 sqft · built 2003
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on File
Last Sale	$129,999 (Nov 2005)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B67I007`

Property Details

APN / Parcel Number

Primary APN	`B67I007`
Alternative APN	`6918`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,521 sqft Heated Area
1st Floor Area	1,521 sqft
Basement Area	1,521 sqft
Unfinished Basement	1,521 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	63,598 sqft (1.46 acres)
Lot Width	200 ft Width
Garage Area	399 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	98 sqft
Patio Area	120 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	6918
Street Address	170 MILLSTONE DR
City	COMMERCE
State	GA
Zip	30530-6998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GMD207 22-81 D-15 BLK A MILLSTONE LT7
Legal Subdivision	MILLSTONE - 00112
Legal Block	A
Legal Lot Number	7
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1037
Census Tract	970400

Owner

Source: Banks County records · APN B67I007

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	170 MILLSTONE DR, COMMERCE, GA 30530-6998
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage LANIER FEDERAL CREDIT UNION
Jun 16, 2023	Deed of Trust, Mortgage · FHA Mortgage RESICENTRAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2005 · Amount on Record
Deed Sale	Nov 09, 2005 · Amount on Record
Deed Document Number	2005-001070
Deed Book / Page	269 / 707
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	170 MILLSTONE DR, COMMERCE, GA 30530-6998
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 MILLSTONE DR, COMMERCE, GA 30530-6998

Mortgage

Document Number	0000000486/0000000708
Date	Aug 20, 2020
Book Page	0000000486/0000000708

Lender

Name	LANIER FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 01, 2030

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	170 MILLSTONE DR, COMMERCE, GA 30530-6998
Transaction Type	Mortgage
Record Updated	Jul 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 MILLSTONE DR, COMMERCE, GA 30530-6998

Mortgage

Document Number	0000000545/0000000518
Date	Jun 16, 2023
Book Page	0000000545/0000000518

Lender

Name	RESICENTRAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,211.00 (+3.17%) Homeowner's exemption	$123,642 (+11.58%) Land $16,736 Building $106,906	$309,106 (+11.58%) Land $41,840 Building $267,266
2024	$2,143.00 (+32.86%) Homeowner's exemption	$110,806 (+11.59%) Land $14,400 Building $96,406	$277,014 (+11.59%) Land $36,000 Building $241,014
2023	$1,613.00 (-7.72%) Homeowner's exemption	$99,293 (+16.5%) Land $14,400 Building $84,893	$248,232 (+16.5%) Land $36,000 Building $212,232
2022	$1,748.00 Homeowner's exemption	$85,232 Land $14,400 Building $70,832	$213,079 Land $36,000 Building $177,079

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 26% of Georgia
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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