Banks County property record for 181 Millstone Dr, Commerce, GA 30530 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,560 sqft · built 2003 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | Individual Name on File |
| Last Sale | $211,000 (Mar 2018) |
| Tax Bill | $2,533 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B67I009 |
| Primary APN | B67I009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Heated Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,342 sqft |
| Finished Basement | 1,342 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 64,033 sqft (1.47 acres) |
| Lot Width | 200 ft Width |
| Garage Area | 420 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 85 sqft |
| Deck Area | 144 sqft |
| Patio Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 7551 |
|---|---|
| Street Address | 181 MILLSTONE DR |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6999 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GMD207 LT7 BLKB MILLSTONE PB 22-81 D-15 |
| Legal Subdivision | MILLSTONE - 00112 |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 970400 |
Source: Banks County records · APN B67I009
Assessment roll updated November 14, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 181 MILLSTONE DR, COMMERCE, GA 30530-6999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 05, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM |
| May 31, 2018 | Deed of Trust, Mortgage · FHA Mortgage OPEN MORTGAGE |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES |
| Dec 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES |
| Jan 28, 2019 | Warranty Deed, Transfer |
| Mar 30, 2018 | Warranty Deed, Transfer |
| Dec 07, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2018 · Amount on Record |
| Deed Sale | Mar 30, 2018 · Amount on Record |
| Prior Sale | Dec 19, 2014 · Amount on Record |
| Deed Document Number | 2018378 |
| Deed Book / Page | 452 / 284 |
| Last Transfer Date | Jan 28, 2019 |
| Transfer Doc | 000461/260 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 181 MILLSTONE DR, COMMERCE, GA 30530-6999 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 181 MILLSTONE DR, COMMERCE, GA 30530-6999 |
| Document Number | 0000000545/0000000052 |
|---|---|
| Date | Jun 05, 2023 |
| Book Page | 0000000545/0000000052 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 181 MILLSTONE DR, COMMERCE, GA 30530-6999 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 452/286 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 452/286 |
| Name | OPEN MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 181 MILLSTONE DR, COMMERCE, GA 30530-6999 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 181 MILLSTONE DR, COMMERCE, GA 30530-6999 |
| Document Number | 0000000496/0000000072 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 0000000496/0000000072 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 181 MILLSTONE DR, COMMERCE, GA 30530-6999 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 181 MILLSTONE DR, COMMERCE, GA 30530-6999 |
| Document Number | 0000000475/0000000208 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 0000000475/0000000208 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jan 28, 2019 |
| Property Address | 181 MILLSTONE DR, COMMERCE, GA 30530-6999 |
| Document Number | 000461/260 |
| Book / Page | 461 / 260 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 2019-000051 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 MILLSTONE DR, COMMERCE, GA 30530-6999 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Mar 30, 2018 |
| Property Address | 181 MILLSTONE DR, COMMERCE, GA 30530-6999 |
| Document Number | 000452/284 |
| Book / Page | 452 / 284 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 2018-000378 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 MILLSTONE DR, COMMERCE, GA 30530-6999 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Dec 07, 2017 |
| Property Address | 181 MILLSTONE DR, COMMERCE, GA 30530-6999 |
| Document Number | 000448/276 |
| Book / Page | 448 / 276 |
| Instrument Date | Dec 07, 2017 |
| Instrument | 2017-000908 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 MILLSTONE DR, COMMERCE, GA 30530-6999 |
Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,533.00 (+1.32%) | $132,684 (+4.55%) Land $16,752 Building $115,932 | $331,710 (+4.55%) Land $41,880 Building $289,830 |
| 2024 | $2,500.00 (+7.25%) | $126,914 (+10.8%) Land $14,400 Building $112,514 | $317,285 (+10.8%) Land $36,000 Building $281,285 |
| 2023 | $2,331.00 (+12.28%) | $114,546 (+15.91%) Land $14,400 Building $100,146 | $286,365 (+15.92%) Land $36,000 Building $250,365 |
| 2022 | $2,076.00 | $98,819 Land $14,400 Building $84,419 | $247,047 Land $36,000 Building $211,047 |
Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 38% of the US · above 19% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Uniti Group, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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