204 Millstone Dr, Commerce, GA 30530 Property Records

Jackson County property record for 204 Millstone Dr, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,650 sqft · built 2002
Lot Size	2.42 acres (105,415 sqft)
Owner	2 Individual Names on File
Last Sale	$212,500 (Mar 2017)
Tax Bill	$4,424 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020D 012A`

Property Details

APN / Parcel Number

Primary APN	`020D 012A`
Alternative APN	`21592`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,650 sqft Heated Area
1st Floor Area	1,962 sqft
Attic	Attic
Attic Area	288 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	105,415 sqft (2.42 acres)
Garage Type	Mixed
Garage Area	736 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	364 sqft
Porch	Slab
Porch Area	463 sqft
Canopy	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21592
Street Address	204 MILLSTONE DR
City	COMMERCE
State	GA
Zip	30530-3968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 12 BLK A MILLSTONE S/D
Legal Subdivision	MILLSTONE
Legal Block	A
Legal Lot Number	12
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3000
Census Tract	10300

Owner

Source: Jackson County records · APN 020D 012A

Assessment roll updated February 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	204 MILLSTONE DR, COMMERCE, GA 30530-3968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ
Aug 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FIN'L
Oct 04, 2019	Deed of Trust, Mortgage · Conventional with PMI HOMESTAR FIN'L
Mar 24, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2017 · Amount on Record
Deed Sale	Mar 24, 2017 · Amount on Record
Prior Sale	Aug 24, 2016 · Amount on Record
Deed Document Number	20171213
Deed Book / Page	76M / 580
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	204 MILLSTONE DR, COMMERCE, GA 30530-3968
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MILLSTONE DR, COMMERCE, GA 30530-3968

Mortgage

Document Number	00116Y0000000603
Date	Sep 09, 2025
Book Page	000000116Y/0000000603

Lender

Name	NEWREZ

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2045

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	204 MILLSTONE DR, COMMERCE, GA 30530-3968
Document Number	00091H0347
Instrument Date	Aug 06, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	204 MILLSTONE DR COMMERCE GA 305303968, COMMERCE, GA 30530-3968

Mortgage

Document Number	00091H0347
Date	Sep 01, 2020
Book Page	00091H/000347

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	204 MILLSTONE DR, COMMERCE, GA 30530-3968
Document Number	00086L0577
Instrument Date	Oct 04, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	204 MILLSTONE DR COMMERCE GA 305303968, COMMERCE, GA 30530-3968

Mortgage

Document Number	00086L0577
Date	Oct 10, 2019
Book Page	00086L/000577

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 24, 2017
Property Address	204 MILLSTONE DR, COMMERCE, GA 30530-3968
Document Number	00076M0580
Book / Page	76M / 580
Instrument Date	Mar 24, 2017
Instrument	2017-001213
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MILLSTONE DR, COMMERCE, GA 30530-3968

Mortgage

Document Number	00076M0581
Date	Mar 30, 2017
Book Page	76M/581

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,424.00 (-1.07%) Homeowner's exemption	$176,324 (-) Land $24,000 Building $152,324	$440,810 (-) Land $60,000 Building $380,810
2024	$4,472.00 (+38.15%) Homeowner's exemption	$176,324 (+23.17%) Land $24,000 Building $152,324	$440,810 (+23.17%) Land $60,000 Building $380,810
2023	$3,237.00 (-3.49%) Homeowner's exemption	$143,160 (+23.41%) Land $10,000 Building $133,160	$357,900 (+23.41%) Land $25,000 Building $332,900
2022	$3,354.00 Homeowner's exemption	$116,000 Land $10,000 Building $106,000	$290,000 Land $25,000 Building $265,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 14, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · other causes

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Uniti Group Fiber	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 9 locations within half a mile of this property.

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