Kent County property record for 190 Main St, Cheswold, DE 19936
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,616 sqft · built 1920 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Jul 2020) |
| Tax Bill | $1,083 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-03-046.15-01-13.00-000 |
| Primary APN | 3-03-046.15-01-13.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,616 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 159 ft deep x 41 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Porch | Slab |
| Porch Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 18406 |
|---|---|
| Street Address | 190 MAIN ST |
| City | CHESWOLD |
| State | DE |
| Zip | 19936-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Description | S. SD. MAIN ST., CHESWOLD 190 MAIN STREET |
| Legal Subdivision | EBERTON - SECTION 1 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 41803 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 39, CHESWOLD, DE 19936-0039 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 20, 2020 | Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on Record |
| Deed Sale | Jul 20, 2020 · Amount on Record |
| Deed Document Number | 2020390416 |
| Deed Book / Page | 10307 / 214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 190 MAIN ST, CHESWOLD, DE 19936-2014 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 39, CHESWOLD, DE 19936-0039 |
| Document Number | 0000471009 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | 12415/154 |
| Instrument | 2023-471009 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jul 20, 2020 |
| Property Address | 190 MAIN ST, CHESWOLD, DE 19936-2014 |
| Document Number | 0000390416 |
| Book / Page | 010307 / 000214 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 390416 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 MAIN ST CHESWOLD DE 199362014, CHESWOLD, DE 19936-2014 |
| Document Number | 390417 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 010307/000218 |
| Instrument | 390417 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Cheswold Town |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,083.00 (+5.76%) | $172,700 (+681.45%) Land $45,000 Building $127,700 |
| 2025 | $1,024.00 (+55.86%) | |
| 2023 | $657.00 | $22,100 Land $3,700 Building $18,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2012–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 81% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRISON LAKE PUMP DISTRICT private · serves 17,148 people · EPA ID DE0000004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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