Kent County property record for 321 Main St, Cheswold, DE 19936
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,651 sqft · built 1910 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,000 (Jul 2009) |
| Tax Bill | $714 (2023) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-03-046.11-01-06.00-000 |
| Primary APN | 4-03-046.11-01-06.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,651 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 247 ft deep x 75 ft wide |
| Porch | Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 21926 |
|---|---|
| Old Parcel Number | LC03046.110106.00/000 |
| Street Address | 321 MAIN ST |
| City | CHESWOLD |
| State | DE |
| Zip | 19936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Description | N. SD. MAIN ST. #1-0.4147 A. #2-0.0188 321 MAIN STREET |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 41803 |
Source: Kent County records, as of October 4, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 359, CHESWOLD, DE 19936-0359 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Dec 9, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DELAWARE STATE HOUSING AUTHORITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2009 · Amount on Record |
| Deed Sale | Jul 1, 2009 · Amount on Record |
| Prior Sale | Dec 24, 2008 · Amount on Record |
| Deed Document Number | 2009-151281 |
| Deed Book / Page | 5035 / 289 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 321 MAIN ST, CHESWOLD, DE 19936 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 30 LURAY RD, NEW CASTLE, DE 19720-4455 |
| Document Number | 0000526417 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 13927/1 |
| Instrument | 2025-526417 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 321 MAIN ST, CHESWOLD, DE 19936 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000526418 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 13927/28 |
| Instrument | 2025-526418 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DOVER, DE 19901 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
Source: Kent County assessment roll, as of February 15, 2023
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Cheswold Town |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $714.00 | $24,000 Land $4,600 Building $19,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRISON LAKE PUMP DISTRICT private · serves 17,148 people · EPA ID DE0000004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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