124 Main St, Cheswold, DE 19936 Property Records

Kent County property record for 124 Main St, Cheswold, DE 19936

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1920
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$197,000 (May 2019)
Tax Bill	$1,834 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-03-046.15-01-06.00-000`

Property Details

APN / Parcel Number

Primary APN	`3-03-046.15-01-06.00-000`
Alternative APNs	`KH03046.150106.00/000` `20843`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,550 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	159 ft deep x 90 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	187 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	20843
Street Address	124 MAIN ST
City	CHESWOLD
State	DE
Zip	19936-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Description	E SD RT 42 14,760 SQ.FT. 124 MAIN ST
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2001
Census Tract	41803

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 211, CHESWOLD, DE 19936-0211
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 22, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 7, 2019	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Prior Sale	Sep 1, 1990 · Amount on Record
Deed Document Number	2019361368
Deed Book / Page	9583 / 44
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	124 MAIN ST, CHESWOLD, DE 19936
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124-134 MAIN ST, 134, CHESWOLD, DE 19936-2014

Mortgage

Document Number	0000483656
Date	Nov 1, 2023
Book Page	12736/342
Instrument	2023-483656

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	124 MAIN ST, CHESWOLD, DE 19936
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000384189
Date	Apr 22, 2020
Book Page	10141/118
Instrument	2020-384189

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	May 7, 2019
Property Address	124 MAIN ST, CHESWOLD, DE 19936
Document Number	0000361368
Book / Page	9583 / 044
Instrument Date	Apr 30, 2019
Instrument	2019-361368
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 MAIN ST, CHESWOLD, DE 19936

Mortgage

Document Number	0000361369
Date	May 7, 2019
Instrument	2019-361369

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Cheswold Town
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,834.00 (+5.83%)	$292,400 (+698.91%) Land $49,800 Building $242,600
2025	$1,733.00 (+59.14%)
2023	$1,089.00	$36,600 Land $5,800 Building $30,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2012–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRISON LAKE PUMP DISTRICT private · serves 17,148 people · EPA ID DE0000004
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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