281 Main St, Cheswold, DE 19936 Property Records

Kent County property record for 281 Main St, Cheswold, DE 19936

Property Summary

Property Type	Residential Vacant Land
Details	5 bd · 2 ba · 2,189 sqft · built 1956
Lot Size	14.2 acres (618,552 sqft)
Owner	Company Name on File
Last Sale	$450,000 (Dec 2018)
Tax Bill	$946 (2024)
Deeds & Mortgages	Mar 2024 Construction Loan Mar 2024 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4-03-046.11-01-02.00-000`

Property Details

APN / Parcel Number

Primary APN	`4-03-046.11-01-02.00-000`
Alternative APNs	`LC03046.110102.00/000` `22693`

Exterior

Lot Area	618,552 sqft (14.2 acres)
Lot Width	3.4 ft Width
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	22693
Street Address	281 MAIN ST
City	CHESWOLD
State	DE
Zip	19936
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	NA
Legal Description	N SD RT 42 281 MAIN ST
Legal Subdivision	ALSTONS WALK
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1002
Census Tract	41803

Owner

281 Main St, residential vacant land, is owned by a company that acquired it in July 2020.

Source: Kent County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	872 WALKER RD, A, DOVER, DE 19904-2700
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Construction Mortgage ARTISANS BANK
Mar 11, 2024	Deed of Trust, Mortgage · Construction Mortgage ARTISANS BANK
Jul 10, 2020	Correction Deed ATTORNEY ONLY
Dec 7, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2018 · Amount on File
Deed Sale	Dec 7, 2018 · Amount on File
Prior Sale	Jun 10, 2003 · Amount on File
Deed Document Number	2018353153
Deed Book / Page	9400 / 309
Last Transfer Date	Jul 1, 2020
Transfer Doc	0000389787
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	281 MAIN ST, CHESWOLD, DE 19936
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	872 WALKER RD A, A, DOVER, DE 19904-2700

Mortgage

Document Number	0000489898
Date	Mar 12, 2024
Book Page	12898/182
Instrument	2024-489898

Lender

Name	ARTISANS BANK
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	281 MAIN ST, CHESWOLD, DE 19936
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	872A WALKER RD A, A, DOVER, DE 19904-2727

Mortgage

Document Number	0000489864
Date	Mar 11, 2024
Book Page	12897/258
Instrument	2024-489864

Lender

Name	ARTISANS BANK
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	KENT DE
Recording Date	Jul 10, 2020
Property Address	281 MAIN ST, CHESWOLD, DE 19936
Document Number	0000389787
Book / Page	010289 / 000309
Instrument Date	Jul 1, 2020
Instrument	389787
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	872 WALKER RD #A DOVER DE 199042700, A, DOVER, DE 19904-2700

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Dec 7, 2018
Property Address	281 MAIN ST, CHESWOLD, DE 19936
Document Number	0000353153
Book / Page	009400 / 000309
Instrument Date	Nov 30, 2018
Instrument	353153
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$11,250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	872 WALKER RD #A DOVER DE 199042700, A, DOVER, DE 19904-2700

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Cheswold Town
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$174,500 (-) Land $174,500
2025		$174,500 Land $174,500
2024	$946.00 (+110.69%)
2023	$449.00	$15,100 Land $15,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 281 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRISON LAKE PUMP DISTRICT private · serves 17,148 people · EPA ID DE0000004
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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