190 Forest Ave, Toccoa, GA 30577 Property Records

Stephens County property record for 190 Forest Ave, Toccoa, GA 30577 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,079 sqft · built 1944
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jan 2022)
Tax Bill	$916 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T27 169`

Property Details

APN / Parcel Number

Primary APN	`T27 169`
Alternative APN	`598200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,079 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Patio Area	140 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	598200
Street Address	190 FOREST AVE
City	TOCCOA
State	GA
Zip	30577-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 18A & 19 EAST BLK G MCAVOY S/D
Legal Subdivision	MCAVOY
Legal Block	G
Legal Lot Number	18A,19
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	3
Census Block	3015
Census Tract	970102

Owner

Source: Stephens County records · APN T27 169

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	190 FOREST AVE, TOCCOA, GA 30577-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH GEORGIA CREDIT UNION
Nov 14, 2019	Grant Deed, Transfer · Conventional with PMI USAA
Aug 03, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Nov 13, 2019 · Amount on Record
Deed Document Number	0000128430
Deed Book / Page	1284 / 30
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 31, 2022
Property Address	190 FOREST AVE, TOCCOA, GA 30577-2206
Document Number	0012840030
Book / Page	1284 / 30
Instrument Date	Jan 31, 2022
Instrument	2022-000147
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 FOREST AVE, TOCCOA, GA 30577-2206

Mortgage

Document Number	0000000181
Date	Jan 31, 2022
Instrument	000181

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 01, 2027

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 14, 2019
Property Address	190 FOREST AVE, TOCCOA, GA 30577-2206
Document Number	0011940373
Book / Page	001194 / 000373
Instrument Date	Nov 13, 2019
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$91.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 FOREST AVE TOCCOA GA 305772206, TOCCOA, GA 30577-2206

Mortgage

Document Number	11940375
Date	Nov 14, 2019
Book Page	001194/000375

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 03, 2017
Property Address	190 FOREST AVE, TOCCOA, GA 30577-2206
Document Number	0011280116
Book / Page	001128 / 000116
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	Nov 01, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$69.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 FOREST AVE TOCCOA GA 305772206, TOCCOA, GA 30577-2206

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$916.00 (-36.17%) Homeowner's exemption Senior Citizen's exemption	$67,026 (+65.17%) Land $1,573 Building $65,453	$167,566 (+65.17%) Land $3,933 Building $163,633
2023	$1,435.00 (+6.38%)	$40,580 (+6.38%) Land $1,573 Building $39,007	$101,450 (+6.38%) Land $3,933 Building $97,517
2022	$1,349.00	$38,145 Land $1,573 Building $36,572	$95,362 Land $3,933 Building $91,429

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 260 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
TruVista Communications	Cable	500 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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