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190 4th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 190 4th St, Cayucos, CA 93430 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,507 sqft · built 2012
Lot Size0.074 acres (3,200 sqft)
OwnerCompany Name on File
Last Sale$2,735,000 (Apr 2024)
Tax Bill$24,332 (2025)
Deeds & MortgagesApr 2024 Sale
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN064-132-002

Property Details

APN / Parcel Number

Primary APN064-132-002

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,507 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Construction TypeWood
Lot Area3,200 sqft (0.074 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address190 4TH ST
CityCAYUCOS
StateCA
Zip93430-1269
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORRO RK VW 4 BL 17 LT 2
Legal SubdivisionMORRO ROCK VIEW SUB 04
Legal Block17
Legal Lot Number2
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3003
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-132-002

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address190 4TH ST, CAYUCOS, CA 93430-1269
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2024Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 29, 2017Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2024 · Amount on Record
Deed SaleApr 30, 2024 · Amount on Record
Prior SaleSep 29, 2017 · Amount on Record
Deed Document Number202411260
Prior Transfer DateJun 11, 2008
Prior Transfer Doc0000032497
Record UpdatedSep 20, 2026

April 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 30, 2024
Property Address190 4TH ST, CAYUCOS, CA 93430-1269
Document Number0000011260
Map ReferenceMB 3 PG 114
Instrument DateApr 03, 2024
Instrument2024011260
Transaction TypeTransfer
Record UpdatedMay 14, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 677, CAYUCOS, CA 93430-0677

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 29, 2017
Property Address190 4TH ST, CAYUCOS, CA 93430-1269
Document Number0000043803
Instrument DateAug 25, 2017
Instrument43803
Transaction TypeTransfer
Record UpdatedOct 11, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,485.00
Amount AccuracyFull Value

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 352 RANCHO SANTA FE CA 920670352, RANCHO SANTA FE, CA 92067-0352

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,395,336 (+2%) Land $1,221,670 Building $1,173,666
2025$24,332.00 (+53.18%) Homeowner's exemption$2,348,369 (+59.06%) Land $1,197,716 Building $1,150,653
2024$15,885.00 (+1.08%)
2023$15,715.00 (+1.7%)$1,476,420 Land $820,233 Building $656,187
2022$15,452.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016, other causes

Wildfire

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire LikelihoodAbout 1 in 316 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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