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151 4th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 151 4th St, Cayucos, CA 93430 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,278 sqft · built 1943
Lot Size0.119 acres (5,225 sqft)
OwnerIndividual Name on File
Tax Bill$2,037 (2025)
Deeds & MortgagesMar 2018 Mortgage
Jul 2020 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN064-131-021

Property Details

APN / Parcel Number

Primary APN064-131-021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,278 sqft Living Area

Exterior

Year BuiltBuilt 1943
Architectural StyleBungalow
Exterior MaterialStucco
Construction TypeWood
Lot Area5,225 sqft (0.119 acres)
Lot Dimensions94 ft deep x 50 ft wide

Location & Zoning

Street Address151 4TH ST
CityCAYUCOS
StateCA
Zip93430-1268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORRO RK VW 4 PM 4/86 PAR 1
Legal SubdivisionPARCEL MAP CO-70-40
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3005
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-131-021

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address151 4TH ST, CAYUCOS, CA 93430-1268
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD
Jul 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD
Mar 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
GEORGE E BRETT
Mar 07, 2018Quit Claim Deed, Transfer
Quitclaim
Mar 07, 2018Quit Claim Deed, Transfer
Quitclaim
Mar 07, 2018Quit Claim Deed, Transfer
Quitclaim
Mar 07, 2018Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Prior SaleMar 07, 2018
Record UpdatedJun 08, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address151 4TH ST, CAYUCOS, CA 93430-1268
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyPLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012685
DateMar 30, 2018
Instrument2018012685
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77056
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address151 4TH ST, CAYUCOS, CA 93430-1268
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039481
DateJul 31, 2020
Instrument2020039481
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2035

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address151 4TH ST, CAYUCOS, CA 93430-1268
Document Number0000010582
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 4TH ST CAYUCOS CA 934301268, CAYUCOS, CA 93430-1268

Mortgage

Document Number0000010582
DateMar 16, 2018
Instrument10582
Lender
NameGEORGE E BRETT
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 07, 2018
Property Address151 4TH ST, CAYUCOS, CA 93430-1268
Document Number0000009053
Instrument DateMar 05, 2018
Instrument9053
Transaction TypeTransfer
Record UpdatedMar 15, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 4TH ST CAYUCOS CA 934301268, CAYUCOS, CA 93430-1268

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 07, 2018
Property Address151 4TH ST, CAYUCOS, CA 93430-1268
Document Number0000009055
Instrument DateMar 02, 2018
Instrument9055
Transaction TypeTransfer
Record UpdatedMar 15, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 4TH ST CAYUCOS CA 934301268, CAYUCOS, CA 93430-1268

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 07, 2018
Property Address151 4TH ST, CAYUCOS, CA 93430-1268
Document Number0000009054
Instrument DateMar 02, 2018
Instrument9054
Transaction TypeTransfer
Record UpdatedMar 15, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 4TH ST CAYUCOS CA 934301268, CAYUCOS, CA 93430-1268

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 07, 2018
Property Address151 4TH ST, CAYUCOS, CA 93430-1268
Document Number0000009056
Instrument DateMar 02, 2018
Instrument9056
Transaction TypeTransfer
Record UpdatedMar 15, 2018
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$308.00
Amount AccuracyFull Value
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 4TH ST CAYUCOS CA 934301268, CAYUCOS, CA 93430-1268

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,037.00 (+2.31%) Homeowner's exemption$190,530 (+4.04%) Land $118,958 Building $71,572
2023$1,991.00 (+1.89%) Homeowner's exemption$183,134 Land $114,340 Building $68,794
2022$1,954.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016, other causes

Wildfire

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire LikelihoodAbout 1 in 316 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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