180 4th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 180 4th St, Cayucos, CA 93430 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 790 sqft · built 1938
Lot Size	0.073 acres (3,200 sqft)
Owner	2 Company Names on File
Last Sale	$1,100,000 (Apr 2025)
Tax Bill	$9,340 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064-132-026`

Property Details

APN / Parcel Number

Primary APN	`064-132-026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	790 sqft Living Area

Exterior

Year Built	Built 1938
Construction Type	Wood
Lot Area	3,200 sqft (0.073 acres)
Terrain	Other

Location & Zoning

Street Address	180 4TH ST
City	CAYUCOS
State	CA
Zip	93430-1269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORRO RK VW 4 BL 17 LT 3
Legal Subdivision	MORRO ROCK VIEW 04
Legal Block	17
Legal Lot Number	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3003
Census Tract	10504

Owner

Source: San Luis Obispo County records · APN 064-132-026

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	190 4TH ST, CAYUCOS, CA 93430-1269
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 02, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 13, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	2025012084
Record Updated	Jun 07, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	180 4TH ST, CAYUCOS, CA 93430-1269
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035783
Date	Aug 11, 2017
Instrument	2017035783

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 02, 2020
Property Address	180 4TH ST, CAYUCOS, CA 93430-1269
Document Number	0000016279
Instrument Date	Mar 17, 2020
Instrument	16279
Transaction Type	Transfer
Record Updated	May 06, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 352 RANCHO SANTA FE CA 920670352, RANCHO SANTA FE, CA 92067-0352

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 13, 2018
Property Address	180 4TH ST, CAYUCOS, CA 93430-1269
Document Number	0000014744
Instrument Date	Mar 16, 2018
Instrument	14744
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$860.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 352 RANCHO SANTA FE CA 920670352, RANCHO SANTA FE, CA 92067-0352

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 20, 2017
Property Address	180 4TH ST, CAYUCOS, CA 93430-1269
Document Number	0000048239
Instrument Date	Oct 04, 2017
Instrument	48239
Transaction Type	Transfer
Record Updated	Nov 02, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	764 LAVENDER LN TEMPLETON CA 934658759, TEMPLETON, CA 93465-8759

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,340.00 (+1.92%)	$890,348 (+4.04%) Land $739,587 Building $150,761
2023	$9,164.00 (+1.71%)	$855,776 Land $710,869 Building $144,907
2022	$9,010.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016, other causes

Wildfire

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	About 1 in 316 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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