1. Home
  2. California
  3. San Luis Obispo County
  4. Cayucos
  5. 4th St

171 4th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 171 4th St, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,148 sqft · built 1955
Lot Size0.138 acres (6,030 sqft)
OwnerCompany Name on Record
Last Sale$650,000 (Oct 2013)
Tax Bill$8,374 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN064-131-018

Property Details

APN / Parcel Number

Primary APN064-131-018

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,148 sqft Living Area
1st Floor Area1,148 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeWood
Lot Area6,030 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address171 4TH ST
CityCAYUCOS
StateCA
Zip93430-1268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionMORRO RK VW PM 1/10 PAR 1PTN UNMBD BL
Legal SubdivisionPARCEL MAP CO-65-10
Legal Block3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3005
Census Tract10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address296 S OCEAN AVE, CAYUCOS, CA 93430-1230
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 31, 2019Quit Claim Deed, Transfer
PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2013 · Amount on Record
Deed SaleOct 3, 2013 · Amount on Record
Prior SaleFeb 17, 2006 · Amount on Record
Deed Document Number201356230
Last Transfer DateOct 30, 2019
Transfer Doc0000048414
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address171 4TH ST, CAYUCOS, CA 93430-1268
Transaction TypeMortgage
Record UpdatedOct 8, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address171 4TH ST, CAYUCOS, CA 93430-1268

Mortgage

Document Number0000065422
DateSep 27, 2021
Instrument2021065422
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 31, 2019
Property Address171 4TH ST, CAYUCOS, CA 93430-1268
Document Number0000048414
Instrument DateOct 30, 2019
Instrument48414
Transaction TypeTransfer
Record UpdatedNov 12, 2019
Title CompanyPUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address296 S OCEAN AVE CAYUCOS CA 934301230, CAYUCOS, CA 93430-1230

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$812,733 (+2%) Land $593,923 Building $218,810
2025$8,374.00 (+1.94%)$796,798 (+4.04%) Land $582,278 Building $214,520
2023$8,215.00 (+1.72%)$765,859 Land $559,668 Building $206,191
2022$8,076.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO ROCK MUTUAL WATER CO
private · serves 2,181 people · EPA ID CA4010015
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures