Monterey County property record for 19 Spring Rd, Royal Oaks, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,410 sqft · built 1950 |
| Lot Size | 0.285 acres (12,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $373,500 (Nov 2022) |
| Tax Bill | $5,326 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-141-012-000 |
| Primary APN | 117-141-012-000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,407 sqft (0.285 acres) |
| Street Address | 19 SPRING RD |
|---|---|
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-5416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASSRS RESUB OF LOTS 6 & 11 TO 15 FRUITLAND SUB LOT 1 OF SUB A OF LOT 1 OF SUB C-1 |
| Legal Subdivision | FRUITLAND SUB |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 14601 |
Source: Monterey County records · APN 117-141-012-000
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 SPRING RD, ROYAL OAKS, CA 95076-5416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 14, 2022 | Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on Record |
| Deed Sale | Nov 14, 2022 · Amount on Record |
| Deed Document Number | 202248416 |
| Prior Transfer Date | Apr 03, 2015 |
| Prior Transfer Doc | 0000019510 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Aug 05, 2026 |
| Property Address | 19 SPRING RD, ROYAL OAKS, CA 95076-5416 |
| Document Number | 0000026440 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202626440 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 19 SPRING RD, ROYAL OAKS, CA 95076-5416 |
| Document Number | 0000026440, |
|---|---|
| Date | Aug 05, 2026 |
| Instrument | 202626440 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Nov 14, 2022 |
| Property Address | 19 SPRING RD, ROYAL OAKS, CA 95076-5416 |
| Document Number | 0000048416 |
| Map Reference | VOL 2 PG 7 |
| Instrument Date | Nov 07, 2022 |
| Instrument | 2022048416 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 SPRING RD, ROYAL OAKS, CA 95076-5416 |
| Document Number | 0000048417 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022048417 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2037 |
Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $453,488 (+2%) Land $286,827 Building $166,661 | |
| 2025 | $5,326.00 (+1,050.32%) Homeowner's exemption | $444,597 (+1,288.67%) Land $281,203 Building $163,394 |
| 2023 | $463.00 (-12.48%) Homeowner's exemption | $32,016 Land $10,863 Building $21,153 |
| 2022 | $529.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530146012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 12 (1995–2023) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 54 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Cruzio Internet.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | PSMCSD - PAJARO serves 3,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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