19 Lake Ct, No Oaks (Saint Paul), MN 55127 Property Records

Ramsey County property record for 19 Lake Ct, No Oaks, MN 55127

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,142 sqft · built 1996
Lot Size1.18 acres (51,401 sqft)
Owner2 Individual Names on File
Last Sale$1,250,000 (Oct 2022)
Tax Bill$14,874 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Feb 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-30-23-32-0022

Property Details

APN / Parcel Number

Primary APN12-30-23-32-0022
Alternative APNs
  • 8443741
  • 496063

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms14 Rooms
Stories2 Stories
Building Area4,142 sqft Living Area
1st Floor Area2,072 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialStucco
Lot Area51,401 sqft
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area990 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
Water SourceWell

Location & Zoning

Account Number496063
Street Address19 LAKE CT
CitySAINT PAUL
StateMN
Zip55127-6209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREGISTERED LAND SURVEY 528 TRACT L
Legal Range23
Legal Township30
Legal Section12
Legal SubdivisionREGISTERED LAND SURVEY 528
Legal TractL
Legal Lot NumberTRACT
JurisdictionRAMSEY MN
Township / Civil DivisionNORTH OAKS
Census Block Group3
Census Block3009
Census Tract40601

Owner

19 Lake Ct is owned and occupied by two individuals who bought it in October 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address19 LAKE CT, SAINT PAUL, MN 55127-6209
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2022Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Feb 2, 2022Deed of Trust, Mortgage · Line of Credit
TRUSTONE FINANCIAL CU
Sep 10, 2020Warranty Deed, Transfer
ALERUS MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2022 · Amount on File
Deed SaleOct 28, 2022 · Amount on File
Prior SaleOct 7, 2022 · Amount on File
Deed Document Number20222743967
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateOct 28, 2022
Property Address19 LAKE CT, NORTH OAKS, MN 55127-6209
Document Number0T02743967
Instrument DateOct 7, 2022
InstrumentT02743967
Transaction TypeTransfer
Record UpdatedNov 2, 2022
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,125.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address19 LAKE CT, NORTH OAKS, MN 55127-6209

Mortgage

Document Number0T02743968
DateOct 28, 2022
InstrumentT02743968
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address19 LAKE CT, NORTH OAKS, MN 55127-6209
Transaction TypeMortgage
Record UpdatedFeb 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T02724361
DateFeb 2, 2022
InstrumentT02724361
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateSep 10, 2020
Property Address19 LAKE CT, NORTH OAKS, MN 55127-6209
Document Number0002674631
Instrument DateAug 26, 2020
Instrument2674631
Transaction TypeTransfer
Record UpdatedSep 23, 2020
Title CompanyMINNESOTA TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,941.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address19 LAKE CT NORTH OAKS MN 551276209, NORTH OAKS, MN 55127-6209

Mortgage

Document Number2674632
DateSep 10, 2020
Instrument2674632
Lender
NameALERUS MTG
TypeMortgage Company
AddressMINNETONKA, MN 55305
Agreement
AmountAmount on Record
Term360 Months
DueSep 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19 Lake Ct was $14,874.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityNorth Oaks City
Unified School DistrictMounds View Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,253,800 Land $250,000 Building $1,003,800$1,253,800 Land $250,000 Building $1,003,800
2025$14,874.00
2023$10,748.00$1,185,900 Land $250,000 Building $935,900$1,185,900 Land $250,000 Building $935,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Lake Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Lake Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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