Ramsey County property record for 15 Lake Ct, No Oaks, MN 55127
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 5,044 sqft · built 1991 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $800,000 (Apr 2018) |
| Tax Bill | $13,084 (2023) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-30-23-32-0012 |
| Primary APN | 12-30-23-32-0012 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 5,044 sqft Living Area |
| Gross Area | 6,040 sqft |
| 1st Floor Area | 2,692 sqft |
| Basement Area | 1,358 sqft |
| Finished Basement | 1,358 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Type | Attached |
| Garage Area | 980 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 15 LAKE CT |
|---|---|
| City | NORTH OAKS |
| State | MN |
| Zip | 55127-6209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G |
| Legal Description | LAKE ESTATES OF NORTH OAKS LOT 9 BLK 1 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 12 |
| Legal Quarter | 3 |
| Quarter-Quarter Section | 12 |
| Legal Subdivision | LAKE ESTATES OF NORTH OAKS |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH OAKS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 40601 |
15 Lake Ct is owned by an individual who bought it in April 2018.
Source: Ramsey County records, as of April 29, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 15 LAKE CT, NORTH OAKS, MN 55127-6209 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2023 | Deed of Trust, Mortgage · Commercial Mortgage ALERUS FINANCIAL NA |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALERUS MTG |
| Apr 26, 2018 | Warranty Deed, Transfer ALERUS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2018 · Amount on File |
| Deed Sale | Apr 26, 2018 · Amount on File |
| Deed Document Number | A04707295 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 15 LAKE CT, NORTH OAKS, MN 55127-6209 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A04982312 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | A04982312 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | ROSWELL, NM 88201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 15, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 15 LAKE CT, NORTH OAKS, MN 55127-6209 |
| Document Number | 0004850992 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 15 LAKE CT NORTH OAKS MN 551276209, NORTH OAKS, MN 55127-6209 |
| Document Number | 0004850992 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 4850992 |
| Name | ALERUS MTG |
|---|---|
| Type | Mortgage Company |
| Address | MINNETONKA, MN 55305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 9, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 26, 2018 |
| Property Address | 15 LAKE CT, NORTH OAKS, MN 55127-6209 |
| Document Number | 0004707295 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 4707295 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2018 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,720.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4650 JUNEAU LN N PLYMOUTH MN 554463401, PLYMOUTH, MN 55446-3401 |
| Document Number | 4707296 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 4707296 |
| Name | ALERUS MTG |
|---|---|
| Type | Mortgage Company |
| Address | MINNETONKA, MN 55305 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 25, 2048 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North Oaks City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $13,084.00 | $1,263,100 Land $250,000 Building $1,013,100 | $1,263,100 Land $250,000 Building $1,013,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Lake Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15 Lake Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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