Ramsey County property record for 16 Lake Ct, No Oaks, MN 55127
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,359 sqft · built 1994 |
| Lot Size | 1.99 acres (87,119 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $615,000 (Sep 2009) |
| Tax Bill | $12,996 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Jan 2024 Transfer + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 12-30-23-32-0014 |
| Primary APN | 12-30-23-32-0014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,359 sqft Living Area |
| 1st Floor Area | 2,359 sqft |
| Basement Area | 2,100 sqft |
| Finished Basement | 2,100 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 87,119 sqft |
| Lot Dimensions | 294 ft deep x 170 ft wide |
| Garage Type | Attached |
| Garage Area | 1,132 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Water Source | Well |
| Account Number | 104112 |
|---|---|
| Street Address | 16 LAKE CT |
| City | SAINT PAUL |
| State | MN |
| Zip | 55127-6209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE ESTATES OF NORTH OAKS LOT 11 BLK 1 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 12 |
| Legal Subdivision | LAKE ESTATES OF NORTH OAKS |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH OAKS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 40601 |
16 Lake Ct is owner-occupied and held in a trust since March 2024.
Source: Ramsey County records, as of August 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 16 LAKE CT, SAINT PAUL, MN 55127-6209 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2024 | Correction Deed |
| Jan 26, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Jun 11, 2020 | Deed of Trust, Mortgage · Line of Credit OLD NAT'L BK |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OLD NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2009 · Amount on File |
| Deed Sale | Sep 24, 2009 · Amount on File |
| Prior Sale | Sep 4, 2003 · Amount on File |
| Deed Document Number | 2009378023 |
| Last Transfer Date | Mar 11, 2024 |
| Transfer Doc | 0005019576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 19, 2024 |
| Property Address | 16 LAKE CT, NORTH OAKS, MN 55127-6209 |
| Document Number | 0A05019576 |
| Map Reference | DOC 2514520 |
| Instrument Date | Mar 11, 2024 |
| Instrument | A05019576 |
| Record Updated | Mar 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 LAKE CT, NORTH OAKS, MN 55127-6209 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jan 26, 2024 |
| Property Address | 16 LAKE CT, NORTH OAKS, MN 55127-6209 |
| Document Number | 0A05015164 |
| Instrument Date | Jan 20, 2024 |
| Instrument | A05015164 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 LAKE CT, NORTH OAKS, MN 55127-6209 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 16 LAKE CT, NORTH OAKS, MN 55127-6209 |
| Document Number | 0004826901 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 16 LAKE CT NORTH OAKS MN 551276209, NORTH OAKS, MN 55127-6209 |
| Document Number | 0004826901 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 4826901 |
| Name | OLD NAT'L BK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 16 LAKE CT, NORTH OAKS, MN 55127-6209 |
| Document Number | 0004814707 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 16 LAKE CT NORTH OAKS MN 551276209, NORTH OAKS, MN 55127-6209 |
| Document Number | 0004814707 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 4814707 |
| Name | OLD NAT'L BK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2050 |
The 2025 property tax bill for 16 Lake Ct was $12,996.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North Oaks City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,277,800 Land $383,800 Building $894,000 | $1,277,800 Land $383,800 Building $894,000 | |
| 2025 | $12,996.00 | ||
| 2023 | $11,504.00 | $1,041,000 Land $383,800 Building $657,200 | $1,041,000 Land $383,800 Building $657,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Lake Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16 Lake Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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