Ramsey County property record for 13 Lake Ct, No Oaks, MN 55127
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,725 sqft · built 2018 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $389,200 (Oct 2017) |
| Tax Bill | $11,474 (2023) |
| Deeds & Mortgages | Sep 2019 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-30-23-32-0011 |
| Primary APN | 12-30-23-32-0011 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 4,725 sqft Living Area |
| 1st Floor Area | 1,689 sqft |
| Basement Area | 1,286 sqft |
| Finished Basement | 1,286 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete |
| Construction Type | Concrete |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 13 LAKE CT |
|---|---|
| City | NORTH OAKS |
| State | MN |
| Zip | 55127-6209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G |
| Legal Description | LAKE ESTATES OF NORTH OAKS LOT 8 BLK 1 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 12 |
| Legal Quarter | 3 |
| Quarter-Quarter Section | 2 |
| Legal Subdivision | LAKE ESTATES OF NORTH OAKS |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH OAKS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 40601 |
13 Lake Ct is owned by an individual who bought it in October 2017.
Source: Ramsey County records, as of April 29, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 13 LAKE CT, NORTH OAKS, MN 55127-6209 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2019 | Deed of Trust, Mortgage TRADITION MTG |
| Jul 18, 2018 | Deed of Trust, Mortgage TRADITION MTG |
| Oct 25, 2017 | Warranty Deed, Transfer · Conventional with PMI COULEE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2017 · Amount on File |
| Deed Sale | Oct 25, 2017 · Amount on File |
| Prior Sale | Sep 8, 2017 |
| Deed Document Number | A04683020 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 13 LAKE CT, NORTH OAKS, MN 55127-6209 |
| Document Number | 0004775240 |
| Instrument Date | Sep 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 13 LAKE CT NORTH OAKS MN 551276209, NORTH OAKS, MN 55127-6209 |
| Document Number | 0004775240 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 4775240 |
| Name | TRADITION MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 13 LAKE CT, NORTH OAKS, MN 55127-6209 |
| Document Number | 0004719105 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2018 |
| Title Company | CUSTOM HOME BUILDERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 13 LAKE CT NORTH OAKS MN 55127, NORTH OAKS, MN 55127 |
| Document Number | 0004719105 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 4719105 |
| Name | TRADITION MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.49% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 25, 2017 |
| Property Address | 13 LAKE CT, NORTH OAKS, MN 55127-6209 |
| Document Number | 0004683020 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 4683020 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2017 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,323.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 442 MAJESTIC CT SHOREVIEW MN 551265035, SHOREVIEW, MN 55126-5035 |
| Document Number | 4683021 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 4683021 |
| Name | COULEE BK |
|---|---|
| Type | Bank |
| Address | LA CROSSE, WI 54650 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Oct 24, 2020 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North Oaks City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $11,474.00 | $1,077,800 Land $250,000 Building $827,800 | $1,077,800 Land $250,000 Building $827,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Lake Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13 Lake Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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