19 Iris Ln, San Carlos, CA 94070 Property Records

San Mateo County property record for 19 Iris Ln, San Carlos, CA 94070

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,990 sqft · built 1988
Lot Size	0.037 acres (1,625 sqft)
Owner	2 Individual Names on File
Last Sale	$1,344,000 (Apr 2020)
Tax Bill	$18,281 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-450-130`

Property Details

APN / Parcel Number

Primary APN	`049-450-130`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,990 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	1,060 sqft
2nd Floor Area	930 sqft
Basement Area	480 sqft
Family Room	Family Room
Game Room	Game Room
Study	Study
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Roof Material	Tile
Lot Area	1,625 sqft (0.037 acres)
Lot Dimensions	54 ft deep x 30 ft wide
View / Lot	Corner
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	19 IRIS LN
City	SAN CARLOS
State	CA
Zip	94070-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC0000
Legal Description	LOT 13 LA VENTANA ONE RSM 117/70-72
Legal Subdivision	LA VENTANA ONE
Legal Lot Number	13
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1020
Census Tract	609601

Owner

19 Iris Ln is owned by two individuals who bought it in April 2020.

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 HILLCREST WAY, EMERALD HILLS, CA 94062-4012
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 14, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 9, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020 · Amount on File
Deed Sale	Apr 9, 2020 · Amount on File
Prior Sale	Dec 7, 1995 · Amount on File
Deed Document Number	202032518
Prior Transfer Date	Nov 7, 1996
Prior Transfer Doc	0000140374
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	19 IRIS LN, SAN CARLOS, CA 94070-1547
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 IRIS LN, SAN CARLOS, CA 94070-1547

Mortgage

Document Number	0000009294
Date	Feb 1, 2022
Instrument	2022-009294

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 14, 2020
Property Address	19 IRIS LN, SAN CARLOS, CA 94070-1547
Document Number	0000033758
Instrument Date	Apr 9, 2020
Instrument	33758
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	19 IRIS LN SAN CARLOS CA 940701547, SAN CARLOS, CA 94070-1547

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 9, 2020
Property Address	19 IRIS LN, SAN CARLOS, CA 94070-1547
Document Number	0000032518
Instrument Date	Mar 20, 2020
Instrument	32518
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,478.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	415 HILLCREST WAY EMERALD HILLS CA 940624012, EMERALD HILLS, CA 94062-4012

Mortgage

Document Number	32519
Date	Apr 9, 2020
Instrument	32519

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19 Iris Ln was $18,281.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Carlos City
Elementary School District	San Carlos Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,499,250 (+2%) Land $749,625 Building $749,625
2025	$18,281.00	$1,469,854 Land $734,927 Building $734,927
2023	$17,432.00 (+2.37%)	$1,412,780 Land $706,390 Building $706,390	$1,516,770
2022	$17,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Iris Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1978–1998)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Iris Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Sonic Telecom, T-Mobile.

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