16 Iris Ln, San Carlos, CA 94070 Property Records

San Mateo County property record for 16 Iris Ln, San Carlos, CA 94070

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,990 sqft · built 1988
Lot Size	0.037 acres (1,625 sqft)
Owner	2 Individual Names on File
Last Sale	$1,725,000 (Aug 2023)
Tax Bill	$21,436 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-450-160`

Property Details

APN / Parcel Number

Primary APN	`049-450-160`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,990 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	1,060 sqft
2nd Floor Area	930 sqft
Basement Area	480 sqft
Family Room	Family Room
Game Room	Game Room
Study	Study
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Roof Material	Tile
Lot Area	1,625 sqft (0.037 acres)
Lot Dimensions	54 ft deep x 30 ft wide
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16 IRIS LN
City	SAN CARLOS
State	CA
Zip	94070-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC0000
Legal Description	LOT 16 LA VENTANA ONE RSM 117/70-72
Legal Subdivision	LA VENTANA ONE
Legal Lot Number	16
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1020
Census Tract	609601

Owner

16 Iris Ln is owned and occupied by two individuals who bought it in August 2023.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 IRIS LN, SAN CARLOS, CA 94070-1549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Grant Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 8, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2023 · Amount on File
Deed Sale	Aug 14, 2023 · Amount on File
Prior Sale	Jan 8, 2018 · Amount on File
Deed Document Number	202339052
Prior Transfer Date	Oct 10, 1997
Prior Transfer Doc	0000132445
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 14, 2023
Property Address	16 IRIS LN, SAN CARLOS, CA 94070-1549
Document Number	0000039052
Map Reference	MB 117 PG 70-72
Instrument Date	Jul 27, 2023
Instrument	2023-039052
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,897.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 IRIS LN, SAN CARLOS, CA 94070-1549

Mortgage

Document Number	0000039053
Date	Aug 14, 2023
Instrument	2023-039053

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	16 IRIS LN, SAN CARLOS, CA 94070-1549
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 IRIS LN, SAN CARLOS, CA 94070-1549

Mortgage

Document Number	0000089622
Date	Jun 10, 2021
Instrument	2021-089622

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 8, 2018
Property Address	16 IRIS LN, SAN CARLOS, CA 94070-1549
Document Number	0000001013
Map Reference	MB117 PG70-72
Instrument	2018-0001013
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 IRIS LN, SAN CARLOS, CA 94070-1549

Mortgage

Document Number	0000001014
Date	Jan 8, 2018
Instrument	2018-0001014

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16 Iris Ln was $21,436 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Carlos City
Elementary School District	San Carlos Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,794,690 (+2%) Land $897,345 Building $897,345
2025	$21,436.00 Homeowner's exemption	$1,759,500 Land $879,750 Building $879,750
2023	$20,480.00 (+2.41%) Homeowner's exemption	$1,695,148 Land $508,544 Building $1,186,604	$1,504,170
2022	$19,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Iris Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1978–1998)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Iris Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Sonic Telecom, T-Mobile.

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