19 Format Ln, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 19 Format Ln, Smithtown, NY 11787 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,193 sqft · built 1972
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$885,000 (Feb 2025)
Tax Bill	$16,116 (2024)
Deeds & Mortgages	Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 162.-4-38`

Property Details

APN / Parcel Number

Primary APN	`473489 162.-4-38`
Alternative APNs	`0800-162.00-04.00-038.000` `348916200000040380000000` `47340037709`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,193 sqft Living Area
Gross Area	3,235 sqft
1st Floor Area	1,031 sqft
2nd Floor Area	1,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	795 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	494 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	19 FORMAT LN
City	SMITHTOWN
State	NY
Zip	11787-5540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-325201 TC-53 *4924 LOT 18 FORMAT ESTATES
Legal Subdivision	MAP FORMAT ESTATES
Legal Block	4
Legal Lot Number	38
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2019
Census Tract	135401

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 162.-4-38

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4731 UNION ST, FLUSHING, NY 11355-3506
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Oct 29, 2002 · Amount on Record
Deed Book / Page	13285 / 444
Record Updated	Sep 20, 2026

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 26, 2025
Property Address	19 FORMAT LN, SMITHTOWN, NY 11787-5540
Document Number	0132850444
Book / Page	13285 / 444
Instrument Date	Jan 27, 2025
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4731 UNION ST, FLUSHING, NY 11355-3506

Mortgage

Document Number	0023644106
Date	Feb 26, 2025
Instrument	23644/106

Lender

Name	SHINHAN BANK AMERICA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Feb 01, 2030
Max Rate At Change	1.7%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,215 (-) Land $300 Building $5,915	$776,875 (+7.5%) Land $37,500 Building $739,375
2024	$16,116.00	$6,215 (-) Land $300 Building $5,915	$722,675 (+10,015.83%) Land $34,884 Building $687,791
2023		$6,215 Land $300 Building $5,915	$7,144 Land $345 Building $6,799

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031354012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 3 of 5 on primary residences
Nearby Flood Claims	6 (1979–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012, other causes, Hurricane Sandy

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.