17 Format Ln, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 17 Format Ln, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$487,500 (Sep 2003)
Tax Bill	$15,261 (2024)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 162.-4-39`

Property Details

APN / Parcel Number

Primary APN	`473489 162.-4-39`
Alternative APNs	`0800-162.00-04.00-039.000` `348916200000040390000000` `47340037710`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	17 FORMAT LN
City	SMITHTOWN
State	NY
Zip	11787-5540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-325226 TC-53 *4924 LOT 19 FORMAT ESTATES
Legal Block	4
Legal Lot Number	39
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2019
Census Tract	135401

Owner

Source: Suffolk County and Smithtown Town assessment roll, APN 473489 162.-4-39, as of August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	17 FORMAT LN, SMITHTOWN, NY 11787-5540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2003 · Amount on Record
Deed Sale	Sep 09, 2003 · Amount on Record
Prior Sale	Jul 14, 1997 · Amount on Record
Deed Book / Page	12271 / 95
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	17 FORMAT LN, SMITHTOWN, NY 11787-5540
Document Number	0228490271
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	LAND BOUND SERVICES LLC, LAND BOUND

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 FORMAT LN SMITHTOWN NY 117875540, SMITHTOWN, NY 11787-5540

Mortgage

Document Number	0228490271
Date	Aug 28, 2017
Book Page	022849/000271

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 27, 2027

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll as of August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,250 (-) Land $300 Building $5,950	$781,250 (+10,774.86%) Land $37,500 Building $743,750
2024	$15,261.00
2023		$6,250 Land $300 Building $5,950	$7,184 Land $345 Building $6,839

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031354012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 304 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5110526, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.