16 Format Ln, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 16 Format Ln, Smithtown, NY 11787 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,193 sqft · built 1970
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Jul 2013)
Tax Bill	$15,301 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`473489 162.-4-43`

Property Details

APN / Parcel Number

Primary APN	`473489 162.-4-43`
Alternative APNs	`0800-162.00-04.00-043.000` `348916200000040430000000` `47340037714`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	2,193 sqft Living Area
Gross Area	3,093 sqft
1st Floor Area	1,031 sqft
2nd Floor Area	1,162 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Porch	Enclosed Porch
Porch Area	825 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	16 FORMAT LN
City	SMITHTOWN
State	NY
Zip	11787-5539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-325101 TC-53 *4924 LOT 14 FORMAT ESTATES
Legal Subdivision	FORMAT ESTS
Legal Block	4
Legal Lot Number	43
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2020
Census Tract	135401

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 162.-4-43

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 FORMAT LN, SMITHTOWN, NY 11787-5539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2013 · Amount on Record
Deed Sale	Jul 22, 2013 · Amount on Record
Deed Book / Page	12737 / 432
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	16 FORMAT LN, SMITHTOWN, NY 11787-5539
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234420968
Date	Jul 28, 2022
Book Page	23442/968

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,890 (-) Land $300 Building $5,590	$736,250 (+10,775.18%) Land $37,500 Building $698,750
2024	$15,301.00
2023		$5,890 Land $300 Building $5,590	$6,770 Land $345 Building $6,425

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.