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15 Format Ln, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 15 Format Ln, Smithtown, NY 11787 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$600,500 (Sep 2020)
Tax Bill$14,292 (2024)
Deeds & MortgagesOct 2025 Mortgage
Oct 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN473489 162.-4-40

Property Details

APN / Parcel Number

Primary APN473489 162.-4-40
Alternative APNs
  • 0800-162.00-04.00-040.000
  • 348916200000040400000000
  • 47340037711

Exterior

Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address15 FORMAT LN
CitySMITHTOWN
StateNY
Zip11787-5540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8-325251 TC-53 *4924 LOT 20 FORMAT ESTATES
Legal Block4
Legal Lot Number40
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2019
Census Tract135401

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 162.-4-40

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15 FORMAT LN, SMITHTOWN, NY 11787-5540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage
RELIANT HOME FUNDING
Oct 23, 2025Deed of Trust, Mortgage
RELIANT HOME FUNDING
Sep 28, 2020Deed, Transfer · Stand-Alone First Mortgage
EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2020 · Amount on Record
Deed SaleSep 28, 2020 · Amount on Record
Deed Book / Page13072 / 691
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address15 FORMAT LN, SMITHTOWN, NY 11787-5540
Transaction TypeMortgage
Record UpdatedJan 07, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0236900836
DateOct 23, 2025
Book Page23690/836
Lender
NameRELIANT HOME FUNDING
Agreement
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address15 FORMAT LN, SMITHTOWN, NY 11787-5540
Transaction TypeMortgage
Record UpdatedDec 31, 2025
Title CompanyUNKNOWN, NU WORLD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0236900836
DateOct 23, 2025
Book Page23690/836
Lender
NameRELIANT HOME FUNDING
Agreement
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateSep 28, 2020
Property Address15 FORMAT LN, SMITHTOWN, NY 11787-5540
Document Number0130720691
Book / Page13072 / 691
Instrument DateSep 16, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 OLD COUNTRY RD APT 253, 253, MINEOLA, NY 11501-4329

Mortgage

Document NumberDL027990
DateSep 28, 2020
InstrumentDL027990
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,487 (-) Land $300 Building $5,187$685,875 (+10,774.82%) Land $37,500 Building $648,375
2024$14,292.00
2023$5,487 Land $300 Building $5,187$6,307 Land $345 Building $5,962

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031354012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1979–2012)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2012, other causes, Hurricane Sandy

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

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