Stearns County property record for 18943 Co Rd 145, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 924 sqft · built 1972 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10300-0000 |
| Primary APN | 19-10300-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Lean-To | 720 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18943 COUNTY ROAD 145 |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.00 A. N201.7' OF S119.4' OF E216' OF NE4NE4 SECTION 09 TOWNSHIP 122 RANGE 027 SECTION 09 TOWNSHIP 122 RANGE 027 |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 09 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 11202 |
18943 Co Rd 145 is owned and occupied by two individuals who acquired it in June 2026.
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18943 COUNTY ROAD 145, CLEARWATER, MN 55320-1623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 6, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 6, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 25, 2026 |
| Transfer Doc | 0001716472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 6, 2026 |
| Property Address | 18943 COUNTY ROAD 145, CLEARWATER, MN 55320-1623 |
| Document Number | 0001716473 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20261716473 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18943 COUNTY ROAD 145, CLEARWATER, MN 55320-1623 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 6, 2026 |
| Property Address | 18943 COUNTY ROAD 145, CLEARWATER, MN 55320-1623 |
| Document Number | 0001716472 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20261716472 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 18943 COUNTY ROAD 145, CLEARWATER, MN 55320-1623 |
The 2025 property tax bill for 18943 Co Rd 145 was $4, down 5% from the year before.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,000 (+9.99%) Land $69,000 Building $40,000 | $109,000 (+9.99%) Land $69,000 Building $40,000 | |
| 2025 | $4.00 (-5%) | $99,100 Land $57,800 Building $41,300 | $99,100 Land $57,800 Building $41,300 |
| 2024 | $8.00 | ||
| 2023 | $8.00 | $98,400 Land $57,800 Building $40,600 | $98,400 Land $57,800 Building $40,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18943 Co Rd 145 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18943 Co Rd 145 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures