Stearns County property record for 18792 Co Rd 145, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1900 |
| Lot Size | 9.81 acres (427,324 sqft) |
| Owner | Individual Name on File |
| Last Sale | $38,000 (Aug 2019) |
| Tax Bill | $2,084 (2026) |
| Deeds & Mortgages | Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10295-0001 |
| Primary APN | 19-10295-0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,075 sqft |
| 1st Floor Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 427,324 sqft (9.81 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 336 sqft |
| Granary | 416 sqft |
| Lean-To | 160 sqft |
| Pole Barn | 1,344 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18792 COUNTY ROAD 145 |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9.81A E1/3 OF N1016' OF SE4NE4 LESS E60' & LESS RD SECTION 09 TOWNSHIP 122 RANGE 027 SECTION 09 TOWNSHIP 122 RANGE 027 |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 09 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 11202 |
18792 Co Rd 145 is owned and occupied by an individual who bought it in August 2019.
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18792 COUNTY ROAD 145, CLEARWATER, MN 55320-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on File |
| Deed Sale | Aug 16, 2019 · Amount on File |
| Prior Sale | Oct 30, 1993 · Amount on File |
| Deed Document Number | 20191550493 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 16, 2019 |
| Property Address | 18792 COUNTY ROAD 145, CLEARWATER, MN 55320-1618 |
| Document Number | 00A1550493 |
| Instrument Date | Aug 16, 2019 |
| Instrument | A1550493 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18792 COUNTY ROAD 145, CLEARWATER, MN 55320-1618 |
The 2026 property tax bill for 18792 Co Rd 145 was $2,084 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,084.00 | ||
| 2025 | $251,500 Land $150,800 Building $100,700 | $251,500 Land $150,800 Building $100,700 | |
| 2023 | $1,818.00 | $236,900 Land $144,500 Building $92,400 | $236,900 Land $144,500 Building $92,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18792 Co Rd 145 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18792 Co Rd 145 is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 2,000 / 350 |
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