Stearns County property record for 18822 Co Rd 145, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1980 |
| Lot Size | 5.03 acres (219,107 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,256 (2026) |
| Deeds & Mortgages | Apr 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10324-0000 |
| Primary APN | 19-10324-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 1,885 sqft |
| 1st Floor Area | 652 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 219,107 sqft (5.03 acres) |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18822 COUNTY ROAD 145 |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.03 A. N360' OF S545' OF THAT PART OF NW4NW4 LYING W OF RD A/K/A PARCEL #12 OF MATTHEES SURVEY SECTION 10 TOWNSHIP 122 RANGE |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 10 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 11202 |
18822 Co Rd 145 is owner-occupied and held in a trust.
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 18822 COUNTY ROAD 145, CLEARWATER, MN 55320-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 9, 2018 |
| Property Address | 18822 COUNTY ROAD 145, CLEARWATER, MN 55320-1618 |
| Document Number | 00A1517894 |
| Instrument Date | Mar 28, 2018 |
| Instrument | A1517894 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18822 COUNTY ROAD 145, CLEARWATER, MN 55320-1618 |
The 2026 property tax bill for 18822 Co Rd 145 was $3,256 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,256.00 | ||
| 2025 | $362,600 Land $107,600 Building $255,000 | $362,600 Land $107,600 Building $255,000 | |
| 2023 | $2,918.00 | $343,000 Land $105,700 Building $237,300 | $343,000 Land $105,700 Building $237,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18822 Co Rd 145 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18822 Co Rd 145 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
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