18761 Co Rd 145, Clearwater, MN 55320 Property Records

Stearns County property record for 18761 Co Rd 145, Clearwater, MN 55320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1920
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,890 (2026)
Flood Zone	Zone X (minimal risk)
APN	`19-10307-0000`

Property Details

APN / Parcel Number

Primary APN	`19-10307-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	941 sqft
1st Floor Area	672 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18761 COUNTY ROAD 145
City	CLEARWATER
State	MN
Zip	55320-7515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.00 A. W645.75' OF S662.6' OF NW4NE4 & E11.65' OF S 662.6' OF NE4NW4 SECTION 09 TOWNSHIP 122 RANGE 027 OF NE4NW4 SECTION 09
Legal Range	27W
Legal Township	122
Legal Section	09
Jurisdiction	STEARNS MN
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2047
Census Tract	11202

Owner

18761 Co Rd 145 is owned and occupied by two individuals.

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18761 COUNTY ROAD 145, CLEARWATER, MN 55320-7515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 18761 Co Rd 145 was $1,890.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Lynden Township
Unified School District	Annandale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,890.00	$248,800 (+7.47%) Land $162,500 Building $86,300	$248,800 (+7.47%) Land $162,500 Building $86,300
2025		$231,500 Land $139,000 Building $92,500	$231,500 Land $139,000 Building $92,500
2023	$1,682.00	$222,400 Land $134,100 Building $88,300	$222,400 Land $134,100 Building $88,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18761 Co Rd 145 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18761 Co Rd 145 is moderate, ranking above 44% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 74% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000