Mecklenburg County property record for 18909 Ruffner Dr, Cornelius, NC 28031 · Last verified January 2024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,509 sqft · built 2006 |
| Lot Size | 0.197 acres (8,594 sqft) |
| Owner | Company Name on File |
| Last Sale | $367,000 (Jul 2021) |
| Tax Bill | $4,153 (2023) |
| Deeds & Mortgages | Apr 2024 Mortgage Jan 2024 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-094-02 |
| Primary APN | 005-094-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,509 sqft Heated Area |
| Gross Area | 3,084 sqft |
| 1st Floor Area | 1,343 sqft |
| Upper Floors Area | 1,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,594 sqft (0.197 acres) |
| Garage Area | 484 sqft |
| Porch | Porch |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 005-094-02 |
|---|---|
| Street Address | 18909 RUFFNER DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-9333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L30 M35-861 |
| Legal Subdivision | OAKHURST PH 01B MAP 01 |
| Legal Lot Number | 30 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 6410 |
Source: Mecklenburg County records · APN 005-094-02
Assessment roll updated January 1, 2023 · Last verified January 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4849 GREENVILLE AVE STE 500, 500, DALLAS, TX 75206-4161 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 04, 2024 | Intrafamily Transfer, Transfer FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO |
| Jul 13, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Mar 13, 2018 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Jul 12, 2019 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Jul 03, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on Record |
| Deed Sale | Jul 13, 2021 · Amount on Record |
| Prior Sale | Jul 13, 2021 · Amount on Record |
| Deed Document Number | 0000134953 |
| Deed Book / Page | 36287 / 247 |
| Last Transfer Date | Jan 04, 2024 |
| Transfer Doc | 0000000872 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18909 RUFFNER DR, CORNELIUS, NC 28031-9333 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 21320 NAUTIQUE BLVD 204, 204, CORNELIUS, NC 28031-6463 |
| Document Number | 0000033669 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | 38754/556 |
| Instrument | 2024033669 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 5-Year CMT |
| Max Rate | 12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 04, 2024 |
| Property Address | 18909 RUFFNER DR, CORNELIUS, NC 28031-9333 |
| Document Number | 0000000872 |
| Book / Page | 38568 / 134 |
| Map Reference | MB 35 PG 861 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2024000872 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Title Company | FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4849 GREENVILLE AVE STE 500, 500, DALLAS, TX 75206-4161 |
| Name | Verified Name |
|---|---|
| Address | 4849 GREENVILLE AVE STE 500, 500, DALLAS, TX 75206-4161 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 13, 2021 |
| Property Address | 18909 RUFFNER DR, CORNELIUS, NC 28031-9333 |
| Document Number | 0000134953 |
| Book / Page | 36287 / 247 |
| Map Reference | MB 35 PG 861 |
| Instrument Date | Jul 12, 2021 |
| Instrument | 2021134953 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $734.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18909 RUFFNER DR, CORNELIUS, NC 28031-9333 |
| Name | Verified Name |
|---|---|
| Address | 2711 N HASKELL AVE STE 2100, 2100, DALLAS, TX 75204-2933 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18909 RUFFNER DR, CORNELIUS, NC 28031-9333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000028810 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 32522/977 |
| Instrument | 2018028810 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 12, 2019 |
| Property Address | 18909 RUFFNER DR, CORNELIUS, NC 28031-9333 |
| Document Number | 0000088067 |
| Book / Page | 33663 / 871 |
| Map Reference | MB 35 PG 861 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 2019088067 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | MOREHEAD TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16606 GRASSY CREEK DR, 16606, HUNTERSVILLE, NC 28078-4315 |
| Name | Verified Name |
|---|---|
| Address | 18909 RUFFNER DR, CORNELIUS, NC 28031-9333 |
| Document Number | 0000088068 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 2019088068 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 03, 2017 |
| Property Address | 18909 RUFFNER DR, CORNELIUS, NC 28031-9333 |
| Document Number | 0000088702 |
| Book / Page | 31935 / 328 |
| Map Reference | MB35 PG861 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2017088702 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3409 LAKE SHORE RD S, 3409, DENVER, NC 28037-8234 |
| Name | Verified Name |
|---|---|
| Address | 18909 RUFFNER DR, CORNELIUS, NC 28031-9333 |
| Document Number | 0000088703 |
|---|---|
| Date | Jul 03, 2017 |
| Instrument | 2017088703 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified January 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,153.00 | $489,300 Land $115,000 Building $374,300 | $489,300 Land $115,000 Building $374,300 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 443 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Fiber | 1,000 / 1,000 |
| TDS Telecom | Cable | 1,000 / 20 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: TDS Telecom, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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