19009 Ruffner Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19009 Ruffner Dr, Cornelius, NC 28031 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,822 sqft · built 2005
Lot Size0.266 acres (11,602 sqft)
OwnerIndividual Name on File
Last Sale$409,000 (Jul 2019)
Tax Bill$5,123 (2023)
Deeds & MortgagesApr 2024 Second Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN005-094-05

Property Details

APN / Parcel Number

Primary APN005-094-05

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,822 sqft Heated Area
Gross Area4,536 sqft
1st Floor Area1,811 sqft
Upper Floors Area2,011 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area11,602 sqft (0.266 acres)
Garage Area462 sqft
PorchPorch
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-094-05
Street Address19009 RUFFNER DR
CityCORNELIUS
StateNC
Zip28031-9368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP33 M35-861
Legal SubdivisionOAKHURST PH 01B MAP 01
Legal Lot Number33
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1008
Census Tract6410

Owner

Source: Mecklenburg County records · APN 005-094-05

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address19009 RUFFNER DR, CORNELIUS, NC 28031-9368
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
Jul 16, 2019Warranty Deed, Transfer · FHA Mortgage
NFM LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 2019 · Amount on Record
Deed SaleJul 16, 2019 · Amount on Record
Prior SaleDec 29, 2015 · Amount on Record
Deed Document Number0033670175
Deed Book / Page33670 / 175
Record UpdatedJun 07, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address19009 RUFFNER DR, CORNELIUS, NC 28031-9368
Transaction TypeMortgage
Record UpdatedMay 16, 2024
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038611
DateApr 30, 2024
Book Page38784/437
Instrument2024038611
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2044

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address19009 RUFFNER DR, CORNELIUS, NC 28031-9368
Transaction TypeMortgage
Record UpdatedFeb 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009147
DateJan 15, 2021
Book Page35557/824
Instrument2021009147
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 16, 2019
Property Address19009 RUFFNER DR, CORNELIUS, NC 28031-9368
Document Number0000089163
Book / Page033670 / 000175
Instrument DateJul 11, 2019
Instrument89163
Transaction TypeTransfer
Record UpdatedAug 01, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$818.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19009 RUFFNER DR CORNELIUS NC 280319368, CORNELIUS, NC 28031-9368

Mortgage

Document Number89164
DateJul 16, 2019
Book Page033670/000177
Instrument89164
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2049

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 443 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
TDS TelecomCable1,000 / 20
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: TDS Telecom, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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