Mecklenburg County property record for 18737 Ruffner Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,268 sqft · built 2000 |
| Lot Size | 0.106 acres (4,654 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Dec 2021) |
| Tax Bill | $3,470 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-384-17 |
| Primary APN | 005-384-17 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Heated Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 990 sqft |
| Upper Floors Area | 990 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 4,654 sqft (0.106 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 005-384-17 |
|---|---|
| Street Address | 18737 RUFFNER DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-9345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN |
| Legal Description | L202 M31-727 |
| Legal Subdivision | OAKHURST PH 02 MAP 01 |
| Legal Lot Number | 202 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 6410 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 18737 RUFFNER DR, CORNELIUS, NC 28031-9345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 3, 2017 | Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | Mar 3, 2017 · Amount on Record |
| Deed Document Number | 0036895968 |
| Deed Book / Page | 36895 / 968 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18737 RUFFNER DR, CORNELIUS, NC 28031-9345 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000129356 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 36256/415 |
| Instrument | 2021129356 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 21, 2021 |
| Property Address | 18737 RUFFNER DR, CORNELIUS, NC 28031-9345 |
| Document Number | 0000239979 |
| Book / Page | 36895 / 968 |
| Map Reference | MB 31 PG 727 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2021239979 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 S GIBBS RD, MOORESVILLE, NC 28117-5977 |
| Name | Verified Name |
|---|---|
| Address | 18737 RUFFNER DR, CORNELIUS, NC 28031-9345 |
| Document Number | 0000239980 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021239980 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 3, 2017 |
| Property Address | 18737 RUFFNER DR, CORNELIUS, NC 28031-9345 |
| Document Number | 0000027968 |
| Book / Page | 31611 / 855 |
| Map Reference | MB31 PG727 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 2017027968 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | BRIDGE TRUST TITLE GROUJP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $436.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 18737 RUFFNER DR, CORNELIUS, NC 28031-9345 |
| Document Number | 0000027969 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 2017027969 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.2% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures