18733 Ruffner Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18733 Ruffner Dr, Cornelius, NC 28031 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,907 sqft · built 2000
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$469,000 (Jun 2024)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`005-384-16`

Property Details

APN / Parcel Number

Primary APN	`005-384-16`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,907 sqft Living Area
1st Floor Area	1,177 sqft
Upper Floors Area	769 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	73 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18733 RUFFNER DR
City	CORNELIUS
State	NC
Zip	28031-9345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L203 M32-501
Legal Subdivision	OAKHURST PH 02 MAP 01
Legal Block	4
Legal Lot Number	203
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1015
Census Tract	6410

Owner

Source: Mecklenburg County records · APN 005-384-16

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18733 RUFFNER DR, CORNELIUS, NC 28031-9345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Jan 22, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2024 · Amount on Record
Deed Sale	Jun 04, 2024 · Amount on Record
Prior Sale	Nov 19, 2004 · Amount on Record
Deed Document Number	202451302
Deed Book / Page	38859 / 946
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18733 RUFFNER DR, CORNELIUS, NC 28031-9345
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050771
Date	Apr 01, 2022
Book Page	37214/466
Instrument	2022050771

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	18733 RUFFNER DR, CORNELIUS, NC 28031-9345
Document Number	0000029772
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 04, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029772
Date	Mar 18, 2019
Book Page	033356/000620
Instrument	29772

Lender

Name	WELLS FARGO BK
Type	Bank
Address	CHARLOTTE, NC 28262

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,738.00	$403,100 Land $85,000 Building $318,100	$403,100 Land $85,000 Building $318,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 443 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Fiber	1,000 / 1,000
TDS Telecom	Cable	1,000 / 20
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: TDS Telecom, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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