Iredell County property record for 189 Speaks Rd, Olin, NC 28660 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,120 sqft Heated Area |
| Lot Size | 28,750 sqft (0.66 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $73,000 (2005) |
| Tax Bill | $929.00 (2025) |
| Primary APN | 4861-22-5541.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,120 sqft Heated Area |
| Gross Area | 1,240 sqft Gross Area |
| 1st Floor | 1,120 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Width | 101 ft Width |
| Deck Area | 24 sqft Deck |
| Patio Area | 24 sqft Patio |
| Porch Area | 96 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 80107693 |
|---|---|
| Street Address | 189 SPEAKS RD |
| City | OLIN |
| State | NC |
| Zip | 28660-9309 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L14-PADGETT FARMS- PB-32-150 |
| Legal Subdivision | JERICHO+PADGETT |
| Legal Block | 22 |
| Legal Lot Number | 14 |
| Jurisdiction | IREDELL NC |
| Minor Civil Division | UNION GROVE |
| Census Blockgroup | 3 |
| Census Block | 3051 |
| Census Tract | 60801 |
Source: Iredell County records · APN 4861-22-5541.000
Assessment roll updated April 7, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 189 SPEAKS RD, OLIN, NC 28660-9309 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 05, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 01, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2005 · Amount on Record |
| Deed Sale | Jun 22, 2005 · Amount on Record |
| Deed Book / Page | 1656 / 912 |
| Last Transfer Date | Nov 30, 2023 |
| Transfer Doc | 0030301536 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 189 SPEAKS RD, OLIN, NC 28660-9309 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 189 SPEAKS RD, OLIN, NC 28660-9309 |
| Document Number | 0030471613 |
|---|---|
| Date | Mar 05, 2024 |
| Book Page | 3047/1613 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Dec 01, 2023 |
| Property Address | 189 SPEAKS RD, OLIN, NC 28660-9309 |
| Document Number | 0030301536 |
| Book / Page | 3030 / 1536 |
| Map Reference | MB 32 PG 50 |
| Instrument Date | Nov 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 SPEAKS RD, OLIN, NC 28660-9309 |
Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $929.00 | $147,320 (-) Land $26,000 Building $121,320 | $147,320 (-) Land $26,000 Building $121,320 |
| 2024 | $929.00 | $147,320 (-) Land $26,000 Building $121,320 | $147,320 (-) Land $26,000 Building $121,320 |
| 2023 | $929.00 (+43.59%) | $147,320 (+57.38%) Land $26,000 Building $121,320 | $147,320 (+57.38%) Land $26,000 Building $121,320 |
| 2022 | $647.00 | $93,610 Land $18,000 Building $75,610 | $93,610 Land $18,000 Building $75,610 |
Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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