1. Home
  2. North Carolina
  3. Iredell County
  4. Olin
  5. Speaks Rd

181 Speaks Rd, Olin, NC 28660 Property Records

Iredell County property record for 181 Speaks Rd, Olin, NC 28660 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,336 sqft Heated Area
Lot Size26,136 sqft (0.6 acres)
OccupancyOwner Occupied
Last Sale$128,000 (2018)
Tax Bill$1,237.00 (2025)

Property Details

APN / Parcel Number

Primary APN4861-22-5690.000
Alternative APN
  • 80051793

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,336 sqft Heated Area
Gross Area1,420 sqft Gross Area
1st Floor1,336 sqft 1st Floor
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area26,136 sqft (0.6 acres)
Lot Width170 ft Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area500 sqft Garage
Deck Area76 sqft Deck
Patio Area76 sqft Patio
Porch Area8 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number80051793
Street Address181 SPEAKS RD
CityOLIN
StateNC
Zip28660-9309
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL13-PADGETT FARMS- PB-32-150
Legal SubdivisionJERICHO+PADGETT
Legal Block22
Legal Lot Number13
JurisdictionIREDELL NC
Minor Civil DivisionUNION GROVE
Census Blockgroup3
Census Block3051
Census Tract60801

Owner

Source: Iredell County records · APN 4861-22-5690.000

Assessment roll updated April 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address181 SPEAKS RD, OLIN, NC 28660-9309
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Mar 08, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 08, 2018 · Amount on Record
Deed SaleMar 08, 2018 · Amount on Record
Prior SaleOct 21, 2010 · Amount on Record
Deed Book / Page2542 / 1854
Prior Transfer DateMar 14, 2006
Prior Transfer Doc17341706
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address181 SPEAKS RD, OLIN, NC 28660-9309
Transaction TypeMortgage
Record UpdatedSep 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 SPEAKS RD, OLIN, NC 28660-9309

Mortgage

Document Number0003013951
DateAug 30, 2023
Book Page3013/951
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term333 Months
DueMay 01, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateMar 08, 2018
Property Address181 SPEAKS RD, OLIN, NC 28660-9309
Document Number0025421854
Book / Page2542 / 1854
Map ReferenceMB 32 PG 150
Instrument DateMar 01, 2018
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address377 CRATER RD, 377, HARMONY, NC 28634-9483

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 SPEAKS RD, OLIN, NC 28660-9309

Mortgage

Document Number0025421856
DateMar 08, 2018
Instrument2542/1856
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,237.00$199,610 (-) Land $26,000 Building $173,610$199,610 (-) Land $26,000 Building $173,610
2024$1,237.00$199,610 (-) Land $26,000 Building $173,610$199,610 (-) Land $26,000 Building $173,610
2023$1,237.00 (+46.04%)$199,610 (+59.13%) Land $26,000 Building $173,610$199,610 (+59.13%) Land $26,000 Building $173,610
2022$847.00$125,440 Land $18,000 Building $107,440$125,440 Land $18,000 Building $107,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Speaks Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures