195 Speaks Rd, Olin, NC 28660 Property Records

Iredell County property record for 195 Speaks Rd, Olin, NC 28660 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,440 sqft Heated Area
Lot Size	23,522 sqft (0.54 acres)
Occupancy	Owner Occupied
Last Sale	$70,000 (2003)
Tax Bill	$1,186.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4861-22-4445.000`
Alternative APN	`77429092`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,440 sqft Heated Area
Gross Area	1,728 sqft Gross Area
1st Floor	1,440 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	23,522 sqft (0.54 acres)
Lot Width	155 ft Width
Deck Area	192 sqft Deck
Patio Area	192 sqft Patio
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	77429092
Street Address	195 SPEAKS RD
City	OLIN
State	NC
Zip	28660-9309
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L15-PADGET FARMS -PB-32- 150
Legal Subdivision	JERICHO+PADGETT
Legal Block	22
Legal Lot Number	15
Jurisdiction	IREDELL NC
Minor Civil Division	TURNERSBURG
Census Blockgroup	3
Census Block	3053
Census Tract	60801

Owner

Source: Iredell County records · APN 4861-22-4445.000

Assessment roll updated April 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 SPEAKS RD, OLIN, NC 28660-9309
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2003 · Amount on Record
Deed Sale	Nov 24, 2003 · Amount on Record
Deed Doc Number	20039999-00187833
Deed Book / Page	1505 / 1319
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,186.00 (-5.42%)	$190,990 (-) Land $26,000 Building $164,990	$190,990 (-) Land $26,000 Building $164,990
2024	$1,254.00 (+5.73%)	$190,990 (-) Land $26,000 Building $164,990	$190,990 (-) Land $26,000 Building $164,990
2023	$1,186.00 (+44.81%)	$190,990 (+57.8%) Land $26,000 Building $164,990	$190,990 (+57.8%) Land $26,000 Building $164,990
2022	$819.00	$121,030 Land $18,000 Building $103,030	$121,030 Land $18,000 Building $103,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.