Iredell County property record for 166 Speaks Rd, Olin, NC 28660 · Last verified April 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,512 sqft Heated Area |
| Lot Size | 27,878 sqft (0.64 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $11,500 (2007) |
| Tax Bill | $1,004.00 (2025) |
| Primary APN | 4861-22-7908.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,512 sqft Heated Area |
| Gross Area | 1,972 sqft Gross Area |
| 1st Floor | 1,512 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Mobile/Manufactured Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Width | 132 ft Width |
| Deck Area | 300 sqft Deck |
| Patio Area | 336 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 77453504 |
|---|---|
| Street Address | 166 SPEAKS RD |
| City | OLIN |
| State | NC |
| Zip | 28660-9309 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | L4 HOLLY-BOB FARMS PB 25-229-231 |
| Legal Subdivision | JERICHO+PADGETT |
| Legal Block | 22 |
| Legal Lot Number | 4 |
| Jurisdiction | IREDELL NC |
| Minor Civil Division | UNION GROVE |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 60801 |
Source: Iredell County records · APN 4861-22-7908.000
Assessment roll updated April 7, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 166 SPEAKS RD, OLIN, NC 28660-9309 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 04, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage M & T BANK |
| May 16, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage M & T BANK |
| Dec 12, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage M & T BANK |
| Mar 06, 2017 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 19, 2007 · Amount on Record |
| Deed Sale | Mar 19, 2007 · Amount on Record |
| Prior Sale | Aug 06, 2002 · Amount on Record |
| Deed Book / Page | 1833 / 183 |
| Last Transfer Date | Feb 11, 2008 |
| Transfer Doc | 19180300 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 166 SPEAKS RD, OLIN, NC 28660-9309 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 166 SPEAKS RD, OLIN, NC 28660-9309 |
| Document Number | 0003008375 |
|---|---|
| Date | Aug 04, 2023 |
| Book Page | 3008/375 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 283 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 166 SPEAKS RD, OLIN, NC 28660-9309 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 166 SPEAKS RD, OLIN, NC 28660-9309 |
| Document Number | 0029921085 |
|---|---|
| Date | May 16, 2023 |
| Book Page | 2992/1085 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 286 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 166 SPEAKS RD, OLIN, NC 28660-9309 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 166 SPEAKS RD, OLIN, NC 28660-9309 |
| Document Number | 0003032802 |
|---|---|
| Date | Dec 12, 2023 |
| Book Page | 3032/802 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 279 Months |
| Due | Mar 01, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 166 SPEAKS RD, OLIN, NC 28660-9309 |
| Document Number | 2480933 |
| Instrument Date | Mar 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 166 SPEAKS RD OLIN NC 286609309, OLIN, NC 28660-9309 |
| Document Number | 2480933 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 002480/000933 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2047 |
Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,004.00 | $160,020 (-) Land $27,300 Building $132,720 | $160,020 (-) Land $27,300 Building $132,720 |
| 2024 | $1,004.00 | $160,020 (-) Land $27,300 Building $132,720 | $160,020 (-) Land $27,300 Building $132,720 |
| 2023 | $1,004.00 (+61.67%) | $160,020 (+78.91%) Land $27,300 Building $132,720 | $160,020 (+78.91%) Land $27,300 Building $132,720 |
| 2022 | $621.00 | $89,440 Land $18,900 Building $70,540 | $89,440 Land $18,900 Building $70,540 |
Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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