189 Laurel Ridge Dr, Simi Valley, CA 93065 Property Records

Ventura County property record for 189 Laurel Ridge Dr, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,110 sqft · built 2001
Lot Size	0.272 acres (11,830 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Jun 2009)
Tax Bill	$10,933 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`596-0-210-215`

Property Details

APN / Parcel Number

Primary APN	`596-0-210-215`
Alternative APN	`6850120220`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,110 sqft Living Area
1st Floor Area	1,669 sqft
2nd Floor Area	1,441 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	11,830 sqft (0.272 acres)
Garage Area	579 sqft
Parking Spaces	2 Parking Spaces
Deck Area	72 sqft
Patio Area	144 sqft

Location & Zoning

Street Address	189 LAUREL RIDGE DR
City	SIMI VALLEY
State	CA
Zip	93065-8212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD-
Legal Description	TRACT: 458308 LOT: 366 REF: 134MR 83
Legal Subdivision	TRACT 4583 8
Legal Tract	458308
Legal Block	210
Legal Lot Number	366
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	4
Census Block	4014
Census Tract	7507

Owner

Source: Ventura County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	189 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-8212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 25, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jun 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2009 · Amount on Record
Deed Sale	Jun 23, 2009 · Amount on Record
Prior Sale	Mar 27, 2002 · Amount on Record
Deed Document Number	2009103841
Last Transfer Date	Jun 12, 2020
Transfer Doc	0000085744
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Jul 10, 2026
Property Address	189 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-8212
Document Number	0000053951
Instrument Date	Jun 24, 2026
Instrument	202653951
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-8212

Mortgage

Document Number	0000053951,
Date	Jul 10, 2026
Instrument	202653951

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	189 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-8212
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-8212

Mortgage

Document Number	0000019342
Date	Mar 25, 2025
Instrument	2025000019342

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jun 18, 2020
Property Address	189 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-8212
Document Number	0000085744
Map Reference	MB 134 PG 83-89
Instrument Date	Jun 12, 2020
Instrument	20200618-00085744
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 LAUREL RIDGE DR, SIMI VALLEY, CA 93065-8212

Mortgage

Document Number	0000085745
Date	Jun 18, 2020
Instrument	20200618-00085745

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$952,290 (+2%) Land $476,146 Building $476,144
2025	$10,933.00 (+1.14%) Homeowner's exemption	$933,618 (+4.04%) Land $466,810 Building $466,808
2024	$10,810.00 (+6.29%)
2023	$10,170.00 (+0.03%) Homeowner's exemption	$897,365 Land $448,683 Building $448,682
2022	$10,167.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: Rocket Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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