Bergen County and Bergenfield Borough property record for 189 E Main St, Bergenfield, NJ 07621
| Property Type | Single Family Home |
|---|---|
| Details | 1,860 sqft · built 1950 |
| Lot Size | 0.098 acres (4,251 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (Feb 2023) |
| Tax Bill | $14,331 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage May 2017 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-00183-0000-00010 |
| Primary APN | 03-00183-0000-00010 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Duplex Single |
| Lot Area | 4,251 sqft (0.098 acres) |
| Lot Dimensions | 85 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0300244000000279A |
|---|---|
| Street Address | 189 E MAIN ST |
| City | BERGENFIELD |
| State | NJ |
| Zip | 07621-2237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 50X85 |
| Legal Block | 183 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | BERGENFIELD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 3100 |
189 E Main St is owned and occupied by two individuals who bought it in February 2023.
Source: Bergen County and Bergenfield Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 E MAIN ST, BERGENFIELD, NJ 07621-2237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage OMEGA FINANCIAL SERVICES INC |
| May 9, 2017 | Quit Claim Deed, Transfer LANDAMERICA COMMONWEALTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2023 · Amount on File |
| Deed Sale | Feb 3, 2023 · Amount on File |
| Prior Sale | Jun 15, 2009 · Amount on File |
| Deed Document Number | 20239916 |
| Deed Book / Page | 4924 / 593 |
| Prior Transfer Date | Nov 3, 2016 |
| Prior Transfer Doc | 0026051783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 3, 2023 |
| Property Address | 189 E MAIN ST, BERGENFIELD, NJ 07621-2237 |
| Document Number | 0049240593 |
| Book / Page | 4924 / 593 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 2023009916 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,662.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11035 W OKEECHOBEE RD # RD101, RD101, HIALEAH GARDENS, FL 33018-4254 |
| Name | Verified Name |
|---|---|
| Address | 189 E MAIN ST, BERGENFIELD, NJ 07621-2237 |
| Document Number | 2023009917 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 2023009917 |
| Name | OMEGA FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 9, 2017 |
| Property Address | 189 E MAIN ST, BERGENFIELD, NJ 07621-2237 |
| Document Number | 0026051783 |
| Book / Page | 002605 / 001783 |
| Instrument Date | Nov 3, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Title Company | LANDAMERICA COMMONWEALTH |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 189 E MAIN ST BERGENFIELD NJ 076212237, BERGENFIELD, NJ 07621-2237 |
The 2025 property tax bill for 189 E Main St was $14,331, up 6% from the year before.
Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Bergenfield Borough |
| Unified School District | Bergenfield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,400 (-) Land $129,200 Building $254,200 | $383,400 (-) Land $129,200 Building $254,200 | |
| 2025 | $14,331.00 (+5.98%) | $383,400 Land $129,200 Building $254,200 | $383,400 Land $129,200 Building $254,200 |
| 2024 | $13,523.00 | ||
| 2023 | $383,400 Land $129,200 Building $254,200 | $383,400 Land $129,200 Building $254,200 | |
| 2022 | $12,870.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 E Main St in Zone X, an area of moderate flood risk, though there have been 14 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 14 (1979–2023) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 E Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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