188 E Main St, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 188 E Main St, Bergenfield, NJ 07621

Property Summary

Property Type	Single Family Home
Details	1,608 sqft · built 1951
Lot Size	0.186 acres (8,120 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jan 2024)
Tax Bill	$11,364 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00189-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`03-00189-0000-00018`
Alternative APNs	`0300258000000025B` `030018900018`

Interior

Stories	1 Story
Building Area	1,608 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	8,120 sqft (0.186 acres)
Lot Dimensions	140 ft deep x 58 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0300258000000025B
Street Address	188 E MAIN ST
City	BERGENFIELD
State	NJ
Zip	07621-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	58X140
Legal Block	189
Legal Lot Number	18
Jurisdiction	BERGEN NJ
Township / Civil Division	BERGENFIELD
Census Block Group	4
Census Block	4000
Census Tract	3100

Owner

Source: Bergen County and Bergenfield Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	188 E MAIN ST, BERGENFIELD, NJ 07621-2248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2024 · Amount on Record
Deed Sale	Jan 4, 2024 · Amount on Record
Prior Sale	Jan 11, 1999 · Amount on Record
Deed Document Number	2024802
Deed Book / Page	5152 / 1583
Prior Transfer Date	Jul 15, 2023
Prior Transfer Doc	0051521583
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 4, 2024
Property Address	188 E MAIN ST, BERGENFIELD, NJ 07621-2248
Document Number	0051521583
Book / Page	5152 / 1583
Instrument Date	Jul 15, 2023
Instrument	2024000802
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,481.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 E MAIN ST, BERGENFIELD, NJ 07621-2248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 E MAIN ST, BERGENFIELD, NJ 07621-2248

Mortgage

Document Number	0051521590
Date	Jan 4, 2024
Book Page	5152/1590
Instrument	2024000803

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jul 20, 2053

Tax Assessment & Valuation

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bergenfield Borough
Unified School District	Bergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,000 (-) Land $153,800 Building $150,200	$304,000 (-) Land $153,800 Building $150,200
2025	$11,364.00 (+5.99%)	$304,000 (-) Land $153,800 Building $150,200	$304,000 (-) Land $153,800 Building $150,200
2024	$10,722.00 (+5.07%)
2023		$304,000 (-) Land $153,800 Building $150,200	$304,000 (-) Land $153,800 Building $150,200
2022	$10,205.00 (+1.06%)	$304,000 Land $153,800 Building $150,200	$304,000 Land $153,800 Building $150,200
2021	$10,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20