Bergen County and Bergenfield Borough property record for 195 E Main St, Bergenfield, NJ 07621
| Property Type | Single Family Home |
|---|---|
| Details | 1,283 sqft · built 1938 |
| Lot Size | 0.098 acres (4,251 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Jun 2023) |
| Tax Bill | $8,945 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jan 2023 Transfer + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-00183-0000-00009 |
| Primary APN | 03-00183-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,283 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Frame |
| Lot Area | 4,251 sqft (0.098 acres) |
| Lot Dimensions | 85 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 0300244000000281B |
|---|---|
| Street Address | 195 E MAIN ST |
| City | BERGENFIELD |
| State | NJ |
| Zip | 07621-2237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 50X85 |
| Legal Subdivision | WEST SHORE DEV CO |
| Legal Block | 183 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | BERGENFIELD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 3100 |
Source: Bergen County and Bergenfield Borough records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 E MAIN ST, BERGENFIELD, NJ 07621-2237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 19, 2023 | Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 31, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 25, 2022 | Sheriff's Deed, Foreclosure |
| Apr 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 24, 2017 | Loan Modification, Mortgage · FHA Mortgage CAPITAL MTG SVCS/TX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2023 · Amount on Record |
| Deed Sale | Jun 19, 2023 · Amount on Record |
| Prior Sale | Aug 25, 2022 · Amount on Record |
| Deed Document Number | 202339923 |
| Deed Book / Page | 5017 / 979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 19, 2023 |
| Property Address | 195 E MAIN ST, BERGENFIELD, NJ 07621-2237 |
| Document Number | 0050170979 |
| Book / Page | 5017 / 979 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 2023039923 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 95 E MAIN ST, BERGENFIELD, NJ 07621-2143 |
| Document Number | 2023039924 |
|---|---|
| Date | Jun 19, 2023 |
| Instrument | 2023039924 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 31, 2023 |
| Property Address | 195 E MAIN ST, BERGENFIELD, NJ 07621-2237 |
| Document Number | 0049211168 |
| Book / Page | 4921 / 1168 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2023009035 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4212 50TH ST, LUBBOCK, TX 79413-3810 |
| Name | Verified Name |
|---|---|
| Address | 2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 25, 2022 |
| Property Address | 195 E MAIN ST, BERGENFIELD, NJ 07621-2237 |
| Document Number | 0047851671 |
| Book / Page | 4785 / 1671 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022084441 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4212 50TH ST, LUBBOCK, TX 79413-3810 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 195 E MAIN ST, BERGENFIELD, NJ 07621-2237 |
| Document Number | 0026650398 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 195 E MAIN ST BERGENFIELD NJ 076212237, BERGENFIELD, NJ 07621-2237 |
| Document Number | 0026650398 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 002665/000398 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 195 E MAIN ST, BERGENFIELD, NJ 07621-2237 |
| Document Number | 0026650391 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 195 E MAIN ST BERGENFIELD NJ 076212237, BERGENFIELD, NJ 07621-2237 |
| Document Number | 0026650391 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 002665/000391 |
| Name | CAPITAL MTG SVCS/TX |
|---|---|
| Type | Mortgage Company |
| Address | LUBBOCK, TX 79413 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Bergenfield Borough |
| Unified School District | Bergenfield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,300 (-) Land $129,100 Building $110,200 | $239,300 (-) Land $129,100 Building $110,200 | |
| 2025 | $8,945.00 (+5.98%) | $239,300 (-) Land $129,100 Building $110,200 | $239,300 (-) Land $129,100 Building $110,200 |
| 2024 | $8,440.00 (+5.07%) | ||
| 2023 | $239,300 (-) Land $129,100 Building $110,200 | $239,300 (-) Land $129,100 Building $110,200 | |
| 2022 | $8,033.00 (+1.06%) | $239,300 Land $129,100 Building $110,200 | $239,300 Land $129,100 Building $110,200 |
| 2021 | $7,949.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 14 (1979–2023) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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