176 E Main St, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 176 E Main St, Bergenfield, NJ 07621

Property Summary

Property Type	Single Family Home
Details	1,765 sqft · built 1900
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$147,000 (Nov 1996)
Tax Bill	$11,891 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00189-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`03-00189-0000-00015`
Alternative APNs	`0300258000000019` `030018900015`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,765 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0300258000000019
Street Address	176 E MAIN ST
City	BERGENFIELD
State	NJ
Zip	07621-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	50X140
Legal Block	189
Legal Lot Number	15
Jurisdiction	BERGEN NJ
Township / Civil Division	BERGENFIELD
Census Block Group	4
Census Block	4000
Census Tract	3100

Owner

176 E Main St is owned and occupied by two individuals who acquired it in October 1997.

Source: Bergen County and Bergenfield Borough records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	176 E MAIN ST, BERGENFIELD, NJ 07621-2248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 1996 · Amount on File
Deed Sale	Nov 6, 1996 · Amount on File
Deed Book / Page	7924 / 946
Last Transfer Date	Oct 31, 1997
Transfer Doc	0000135983
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	176 E MAIN ST, BERGENFIELD, NJ 07621-2248
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 E MAIN ST 1, 1, BERGENFIELD, NJ 07621-2248

Mortgage

Document Number	0045381673
Date	Jan 18, 2022
Book Page	4538/1673
Instrument	2022006743

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Amount	Amount on Record
Term	119 Months
Due	Dec 13, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 176 E Main St was $11,891, up 6% from the year before.

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bergenfield Borough
Unified School District	Bergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,100 (-) Land $151,400 Building $166,700	$318,100 (-) Land $151,400 Building $166,700
2025	$11,891.00 (+5.99%)	$318,100 Land $151,400 Building $166,700	$318,100 Land $151,400 Building $166,700
2024	$11,219.00
2023		$318,100 Land $151,400 Building $166,700	$318,100 Land $151,400 Building $166,700
2022	$10,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20