Albany County and Guilderland Town property record for 183 Benjamin St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,242 sqft · built 1983 |
| Lot Size | 0.35 acres (15,260 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $174,500 (Jul 1997) |
| Tax Bill | $8,010 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 27.12-1-19 |
| Primary APN | 013089 27.12-1-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,242 sqft Living Area |
| 1st Floor Area | 1,814 sqft |
| Basement Area | 428 sqft |
| Finished Basement | 428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,260 sqft (0.35 acres) |
| Lot Dimensions | 156 ft deep x 97.3 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02701200010190000000 |
|---|---|
| Street Address | 183 BENJAMIN ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 183 LPV SEC 4 |
| Legal Subdivision | LONE PINE VILLAGE SECTION 4 |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 183 BENJAMIN ST, SCHENECTADY, NY 12303-5167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU |
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU |
| Feb 21, 2019 | Warranty Deed, Transfer · Conventional with PMI SEFCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 1997 · Amount on Record |
| Deed Sale | Jul 18, 1997 · Amount on Record |
| Deed Book / Page | 2583 / 280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 183 BENJAMIN ST, SCHENECTADY, NY 12303-5167 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 183 BENJAMIN ST, SCHENECTADY, NY 12303-5167 |
| Document Number | 0000008083 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | R2021-38083 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | 3454 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 183 BENJAMIN ST, SCHENECTADY, NY 12303-5167 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 183 BENJAMIN ST, SCHENECTADY, NY 12303-5167 |
| Document Number | 0000008082 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | R2021-38082 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Feb 21, 2019 |
| Property Address | 183 BENJAMIN ST, SCHENECTADY, NY 12303-5167 |
| Document Number | 0000003542 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 3542 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,036.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17 OLD RIVER RD ROTTERDAM NY 123066840, ROTTERDAM, NY 12306-6840 |
| Document Number | 3543 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 3543 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2049 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,010.00 (+11.82%) | $279,000 (-) Land $56,000 Building $223,000 | $372,000 (+13.33%) Land $74,667 Building $297,333 |
| 2023 | $279,000 (-) Land $56,000 Building $223,000 | $328,235 (+7.06%) Land $65,882 Building $262,353 | |
| 2022 | $279,000 Land $56,000 Building $223,000 | $306,593 Land $61,538 Building $245,055 | |
| 2021 | $7,163.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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