186 Benjamin St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 186 Benjamin St, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1983
Square Footage	2,405 sqft Living Area
Lot Size	29,451 sqft (0.676 acres)
Garage	Attached, 546 sqft
Occupancy	Owner Occupied
Tax Bill	$8,128.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`013089 27.12-1-12`
Alternative APNs	`308902701200010120000000` `02701200010120000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,405 sqft Living Area
1st Floor	1,313 sqft 1st Floor
2nd Floor	1,092 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	29,451 sqft (0.676 acres)
Depth X Width	184 ft x 160 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	546 sqft Garage
Porch Area	459 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02701200010120000000
Street Address	186 BENJAMIN ST
City	SCHENECTADY
State	NY
Zip	12303-5134
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT # 186 LPV SEC 4
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	ALBANY NY
Minor Civil Division	GUILDERLAND
Census Blockgroup	1
Census Block	1008
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 27.12-1-12

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	186 BENJAMIN ST, SCHENECTADY, NY 12303-5134
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,128.00 (+13.03%) Homeowner's exemption	$301,000 (-) Land $60,000 Building $241,000	$401,333 (+13.33%) Land $80,000 Building $321,333
2023		$301,000 (-) Land $60,000 Building $241,000	$354,118 (+7.06%) Land $70,588 Building $283,530
2022		$301,000 Land $60,000 Building $241,000	$330,769 Land $65,934 Building $264,835
2021	$7,191.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.